Lendus.

Press Brake Finance

Spread the cost of press brakes from £15,000 to £400,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£15k – £400k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

From 4.5% APR

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fabricators wanting to own the press brake outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 5.3% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Access latest bending technology. Off balance sheet.

Representative example

Borrow £70,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£1,457. Total amount payable: ~£69,936. Rates depend on your circumstances.

Popular models

Model Price Range Type
Trumpf TruBend 5130 £80,000 – £150,000 CNC Press Brake
Bystronic Xpress 100 £60,000 – £100,000 Electric Press Brake
Amada HRB-1003 £45,000 – £85,000 Hydraulic CNC
LVD PPEB-H £90,000 – £180,000 Heavy-Duty CNC

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Tax benefits

Press brakes qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible.

Market context

The UK metal fabrication sector employs over 55,000 people. Electric press brakes are growing at 15% annually, driven by energy savings of 50–70% over hydraulic models. Average ROI on a new press brake is 12–24 months.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

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Frequently asked questions

Can I finance a used press brake?
Yes. Most lenders finance used press brakes up to 10 years old. CNC models retain value well. An independent valuation is required for machines over 5 years old.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit. Larger deposits reduce monthly payments.
How quickly can I get press brake finance?
Most applications are approved within 24–48 hours. For deals under £100k, same-day approval is common. Larger machines may take 3–5 working days.
Can I include tooling in the finance?
Yes. Most lenders allow press brake tooling, delivery, and installation to be included in the finance agreement if they're on the same invoice.

Guides and resources

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