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Woodchipper Finance

Spread the cost of woodchippers from £8,000 to £90,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a woodchipper?

Yes, woodchippers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £90,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
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Typical Cost

£8k – £90k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.8% APR

What would a woodchipper cost per month?

£32,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical woodchipper price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.2% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Farms and tree surgery businesses wanting to own the chipper outright

Finance Lease

Rate
From 4.8% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, spreads the cost of higher-output diesel or tracked chippers

Operating Lease

Rate
From 5.6% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Contractors wanting the latest capacity and safety technology without a large upfront cost

Representative example

On a purchase price of £32,000: a 10% deposit of £3,200, then 48 monthly payments of £675 at 5.9% APR representative (fixed). Total amount payable £35,600, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Forst TR6 PTO Chipper £8,000 – £14,000 PTO-Driven Woodchipper
Jensen A425 Diesel Chipper £20,000 – £32,000 Towable Diesel Woodchipper
Jensen A530 Diesel Chipper £40,000 – £60,000 High-Capacity Towable Woodchipper
Bandit Track Chipper £60,000 – £90,000 Self-Propelled Tracked Woodchipper

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Tax benefits

Woodchippers qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP gives access to capital allowances; lease payments are fully deductible from farming or forestry contracting profits.

Market context

Woodchippers are bought by farms managing hedgerow and woodland brash, by biomass and firewood businesses producing woodchip fuel, and by tree surgery and arboriculture contractors, which is why specification ranges from a simple PTO-driven chipper for occasional farm use up to a self-propelled tracked machine used daily by a professional contracting crew. Blade and disc wear from stones and grit picked up with brash tends to drive replacement more than calendar age, and larger diesel and tracked machines used commercially are typically run on a defined replacement cycle to manage reliability and safety. The used market for the well-known manufacturers is well supported, with parts and blades widely available through UK dealers.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used woodchipper?
Yes, used woodchippers can be financed, supported by a well-supported used market for the well-known manufacturers, with parts and blades widely available through UK dealers. Lenders will want to see the condition of the blades and disc specifically, since wear from stones and grit picked up with brash tends to drive replacement more than calendar age. A woodchipper bought through an established dealer with service records is generally easier to finance than a private sale with none.
What's the difference between a PTO chipper and a self-propelled tracked chipper for finance?
A PTO-driven chipper is powered by and towed behind a tractor, suiting occasional farm use of hedgerow and woodland brash, while a self-propelled tracked machine has its own engine and drive system and is used daily by a professional contracting crew. Lenders finance both the same way, based on cost, condition and trading history, but a tracked machine represents a bigger investment typically financed over a longer term to match daily commercial use, with larger diesel and tracked machines often run on a defined replacement cycle for reliability and safety.
Is woodchipper finance affected by whether it's used for biomass supply?
Not in how the finance itself works, lenders finance a chipper the same way whether it is used for farm hedgerow management, biomass or firewood fuel production, or professional arboriculture work. What does affect the application is usage intensity, a machine feeding a regular biomass or firewood supply business will run far more hours than one used occasionally on a single farm, so lenders will want to understand the expected workload to assess whether a defined replacement cycle makes sense for the specification you're financing.
Can I finance a woodchipper alongside a log splitter or timber trailer?
Yes. It is common for a farm, biomass business or arboriculture contractor investing in timber processing to finance a woodchipper, log splitter and timber trailer together as one package, since they are often bought around the same time to build a complete processing operation. Financing them together on one facility is usually simpler than separate agreements for each item, since the lender assesses one specification and one supplier schedule rather than several smaller applications.
What deposit is typical for woodchipper finance?
Hire purchase typically asks for a deposit of around 10 to 20% of the machine's cost, with the balance spread over the agreed term and ownership passing to you at the end. A finance lease or operating lease usually needs no deposit, since the lender's security is the machine itself, which some smaller farms and contractors prefer to keep cash free for other equipment. The deposit level also depends on whether the machine is a PTO-driven chipper or a larger self-propelled tracked model, and whether it is new or used.
Can a new tree surgery or arboriculture business get finance for a woodchipper?
Yes, though a newer business is usually asked for a larger deposit, a personal guarantee, or a shorter term than an established contractor with several years of accounts. Lenders will look at any contracted work or regular clients the chipper will be used for, since this shows the machine will be earning and the finance can be repaid. Comparing several lenders through a broker rather than approaching one directly tends to widen the options available for a newer arboriculture or forestry business.

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