Compare finance for a farm workshop from £15,000 to £200,000. As a structure fixed to the land, this is usually funded by a secured loan or agricultural mortgage rather than standard equipment finance.
Yes, farm workshops are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £200,000, and most deals are written over 24-84 months with a deposit of around 15-25%. Decisions typically take several weeks. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £200k
Approval Speed
Several weeks
Fit-out equipment can be financed faster and separately
Rates From
5.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical farm workshop price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Steel-Framed Farm Workshop, Basic Shell | £40 - £65 per sqm excluding groundworks (specification class, price not independently verified) | Basic Steel Portal Frame Shell |
| Insulated Workshop with Concrete Floor | £60 - £90 per sqm excluding groundworks (specification class, price not independently verified) | Insulated Workshop Building |
| Workshop with Office and Welfare Facilities | £80 - £120 per sqm excluding groundworks (specification class, price not independently verified) | Workshop with Office Facilities |
| Turnkey Farm Workshop incl. Groundworks, approx. 200 sqm | £60,000 - £120,000 (specification class, price not independently verified) | Turnkey Workshop Project |
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Check EligibilityA farm workshop built on foundations is fixed to the land and is generally treated as a structure rather than as plant and machinery for capital allowances purposes, in the same way as a cattle shed or livestock building. This applies to the building shell itself. Equipment fitted inside the workshop, such as a vehicle lift, welding equipment, compressors or workbenches, is typically treated separately as plant and machinery in its own right, since this is equipment that could be removed and used elsewhere, quite different to the building that houses it. It is worth financing and itemising workshop fit-out equipment separately from the building shell for this reason.
Farm workshops are typically built when a farm brings machinery maintenance and repairs in-house rather than relying entirely on a dealer or contractor, or when an existing Dutch barn or general-purpose shed is no longer large enough or configured well enough for modern machinery dimensions. Diversification into agricultural contracting for other farms is another common driver, since a contracting business generally needs dedicated workshop space to maintain a larger fleet. As with other farm buildings, the workshop shell is usually financed through a secured loan or agricultural mortgage, while the fit-out equipment inside it, from vehicle lifts to compressors, is more often financed as standard equipment.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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