Spread the cost of irrigation systems from £15,000 to £150,000+ with flexible finance options. HP, lease, or refinance
Yes, irrigation systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £150,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £150k
Approval Speed
24–48 hours
Seasonal payment profiles available
Rates From
4.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical irrigation system price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Briggs Hosereel Irrigator, 200m Reel | £15,000 – £25,000 | Hosereel Irrigator |
| Briggs Hosereel Irrigator with Boom, 300m Reel | £30,000 – £50,000 | Hosereel Irrigator with Rain Gun or Boom |
| Wheeled Irrigation Boom, 50–64m | £50,000 – £90,000 | Wheeled Irrigation Boom |
| Pump, Mainline and Multi-Reel Installation | £90,000 – £150,000 | Full Field Irrigation Installation |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Irrigation equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP gives access to capital allowances; lease payments are fully deductible from farming profits.
Field irrigation is concentrated among high-value cropping enterprises, potato, vegetable, salad, and some fruit growers, where water directly affects both yield and crop quality standards set by packers and retailers, rather than being common across arable and livestock farming generally. Because reel length, pump capacity, and boom width need to be matched to field size and abstraction licence limits, systems are usually specified individually with an irrigation supplier before a grower approaches finance. Investment in irrigation has also been supported in recent years by growers looking to manage increasingly variable summer rainfall, and the specialist UK suppliers in this market provide ongoing parts and pump servicing that helps support the resale value of well-maintained kit.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.