Spread the cost of reversible ploughs from £10,000 to £55,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, ploughs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £55,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£10k – £55k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical plough price. Indicative only, not a quote.
Compare plough finance rates from 200+ lenders
Check EligibilityOn a purchase price of £24,000: a 10% deposit of £2,400, then 48 monthly payments of £506 at 5.9% APR representative (fixed). Total amount payable £26,688, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Kverneland LD 100 | £14,000 – £22,000 | 4-Furrow Reversible Plough |
| Kuhn Vari-Master 153 | £20,000 – £32,000 | 5-Furrow Reversible Plough |
| Lemken Juwel 8 | £28,000 – £40,000 | 6-Furrow Reversible Plough |
| Kverneland 2500 i-Plough | £35,000 – £55,000 | 7-Furrow On-Land Reversible Plough |
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Check EligibilityPloughs qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP gives access to capital allowances; lease payments are fully deductible from farming profits.
Ploughs remain a core purchase for arable and mixed farms running a conventional cultivation system ahead of drilling, and for contractors ploughing on behalf of several farms in a district. Because a plough has relatively few moving parts and no engine of its own, replacement is usually driven by frame wear, share and point costs, and changing soil type or rotation rather than a fixed number of years, so many farms run the same plough for well over a decade. The used market is steady, particularly for well-known reversible ploughs, with shares, points, and skimmers widely available, which supports resale value across the working life of the machine.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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