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Slurry Tanker Finance

Spread the cost of slurry tankers from £16,000 to £85,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a slurry tanker?

Yes, slurry tankers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £16,000 to £85,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£16k – £85k

Approval Speed

24–48 hours

Seasonal payment profiles available

Rates From

4.6% APR

What would a slurry tanker cost per month?

£35,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical slurry tanker price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.0% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Dairy and livestock farms wanting to own the tanker outright

Finance Lease

Rate
From 4.6% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, spreads the cost of moving to low-emission slurry application

Operating Lease

Rate
From 5.4% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Contractors wanting the latest dribble bar or injector technology

Representative example

On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Abbey 2650 Vacuum Tanker £16,000 – £24,000 Vacuum Tanker, 2,650 Gallon
Abbey 3000T Vacuum Tanker £24,000 – £34,000 Vacuum Tanker, 3,000 Gallon
Redrock 3000g Tanker £30,000 – £45,000 Vacuum Tanker with Rain Gun
Major Slurry Tanker with Dribble Bar £45,000 – £85,000 Vacuum Tanker with Low-Emission Applicator

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Tax benefits

Slurry tankers qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP gives access to capital allowances; lease payments are fully deductible from farming profits.

Market context

Slurry tankers are a core asset for dairy and pig units, and for the contractors who apply slurry on their behalf, with basic splash-plate tankers at the lower end of the market and dribble bar or shallow injection tankers, which reduce ammonia loss and are increasingly specified under environmental stewardship schemes, at the upper end. Because the tank, pump, and applicator take heavy wear from abrasive and corrosive slurry, replacement is usually driven by mechanical condition, and many farms upgrade the applicator method as low-emission spreading requirements tighten rather than replacing the whole tanker. The used market is active, with tankers from established manufacturers well supported by parts.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used slurry tanker?
Yes, used slurry tankers can be financed, and the used market is active, with tankers from established manufacturers well supported by parts. Lenders will want to see the age and condition of the tank, pump and applicator specifically, since these take heavy wear from abrasive and corrosive slurry and tend to drive replacement more than the tanker's overall age. A tanker bought through an established agricultural machinery dealer with service records is generally easier to finance than a private sale with none.
Do I need a dribble bar or injector rather than a splash plate?
It depends on your farm's requirements rather than on finance, since lenders finance splash-plate, dribble bar and shallow injection tankers in the same way. Dribble bar and shallow injection tankers reduce ammonia loss and are increasingly specified under environmental stewardship schemes, so many farms are upgrading the applicator method as low-emission spreading requirements tighten, sometimes as a standalone upgrade to an existing tanker rather than a whole new machine. Your broker can finance either the applicator upgrade alone or a complete new tanker, depending on which your farm needs.
Are seasonal payments available for slurry tanker finance?
Yes. Farm income is seasonal, so lenders will commonly structure repayments around the spreading season and the wider farming calendar rather than spreading them evenly across the year, which suits both dairy and pig units spreading their own slurry and contractors applying it on behalf of several farms. It is worth raising seasonal structuring with your broker when you apply, since this is usually easier to build into the agreement from the outset than to change once repayments are underway.
Can I refinance an existing slurry tanker to fund an upgrade?
Yes. If you own a slurry tanker outright, or have significant equity in one still on finance, you can typically refinance it to release cash towards an applicator upgrade, such as moving from a splash plate to a dribble bar or shallow injection system, or towards a replacement tanker. The lender takes the existing tanker as security for the new agreement, and refinancing an owned asset does not change its capital allowances position, though it is worth confirming the specifics with your accountant.
What deposit is typical for slurry tanker finance?
Hire purchase typically asks for a deposit of around 10 to 20% of the tanker's cost, with the balance spread over the agreed term and ownership passing to you at the end. A finance lease or operating lease usually needs no deposit, since the lender's security is the tanker itself, which some farms prefer to keep cash free ahead of the spreading season. The deposit level also depends on whether the tanker is new or used and your farm's trading history.
Can a new farming business or contractor get finance for a slurry tanker?
Yes, though a newer business is usually asked for a larger deposit, a personal guarantee, or a shorter term than an established farm or contractor with several years of accounts. Lenders will look at the volume of slurry the tanker will handle and, for a contractor, any spreading contracts already secured, since this shows the tanker will be earning and the finance can be repaid. Comparing several lenders through a broker tends to widen the options for a newer business.

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