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Yard Scraper Finance

Spread the cost of a yard scraper from £5,000 to £70,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a yard scraper?

Yes, yard scrapers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £70,000, and most deals are written over 12-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£5k – £70k

Approval Speed

24–48 hours

Same-day for scraper blades under £10k

Rates From

5.9% APR

What would a yard scraper cost per month?

£25,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical yard scraper price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.4% APR
Term
12-60 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Farms wanting to own the scraper outright

Finance Lease

Rate
From 5.9% APR
Term
12-60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.6% APR
Term
24-48 months
Deposit
None required
Ownership
Return at end
Best for
Dairy farms wanting to upgrade to newer robotic models

Representative example

On a purchase price of £25,000: a 10% deposit of £2,500, then 48 monthly payments of £527 at 5.9% APR representative (fixed). Total amount payable £27,796, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Tractor-Mounted Yard Scraper Blade £3,000 - £8,000 (specification class, price not independently verified) Tractor-Mounted Scraper Blade
Automatic Cable or Chain Yard Scraper System £10,000 - £25,000 (specification class, price not independently verified) Automatic Cable Yard Scraper
Robotic Autonomous Slurry Scraper £30,000 - £60,000 (specification class, price not independently verified) Robotic Autonomous Scraper
Full Automated Scraping Installation, Multi-Building £50,000 - £70,000 (specification class, price not independently verified) Multi-Building Automated Scraping

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Tax benefits

A yard scraper, whether a simple tractor-mounted blade or a fully automatic robotic system, is standard plant and machinery, self-contained equipment that operates independently of the yard structure itself. This is a straightforward classification for capital allowances purposes. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost.

Market context

Yard scrapers are typically bought by dairy farms managing yard hygiene and slurry collection around milking parlours and collecting yards, where keeping surfaces clear reduces the risk of mastitis and lameness linked to standing in slurry. Automatic cable and chain systems, and more recently robotic autonomous scrapers, have grown in use partly because they reduce the amount of time staff spend on yard cleaning as part of the daily routine, which is a working practice change tied to how the farm organises labour rather than a guaranteed financial outcome that applies equally to every herd. A basic tractor-mounted scraper blade remains common on smaller units where a fixed automatic system is not justified by yard size or herd numbers.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What is the difference between an automatic scraper and a robotic scraper?
An automatic cable or chain scraper runs on a fixed timer or trigger along a set track, pulling slurry to a collection point at set intervals through the day. A robotic autonomous scraper uses onboard sensors and programming to navigate the yard more flexibly, sometimes covering multiple buildings or varying its route, and is generally the more expensive option reflecting its added technology. The right choice depends on your yard layout, herd size and how much flexibility you need in scraping frequency and coverage.
Can a yard scraper be retrofitted to an existing yard?
In most cases, yes, provided the yard layout and collection point are compatible with the system's track or navigation requirements, which your supplier will assess during a site visit. Retrofitting an automatic or robotic system to an existing yard is generally more common than installing one as part of new yard construction, since most dairy yards predate the wider availability of automated scraping.
Do I need to upgrade my slurry store to add a yard scraper?
Not necessarily, though it is worth checking that your existing slurry storage has enough capacity to handle any change in how frequently and how much material is being moved to store, particularly if you are moving from manual to automatic scraping. This is a capacity planning question for your agricultural adviser rather than a finance question, but it is sensible to check before committing to a new scraper system.
Can I finance a yard scraper and a slurry store together?
A yard scraper, as equipment, is usually financed through hire purchase or a lease, while a slurry store, as a structure fixed to the land, is more likely to be financed through a secured loan or agricultural mortgage. Because these two products work differently, they are typically arranged as separate finance agreements even when installed as part of the same wider project, though a broker covering both types of finance can help coordinate the two applications.
How quickly can I get yard scraper finance?
Most applications are approved within 24 to 48 hours once a supplier quote is available. Basic tractor-mounted scraper blades under £10,000 often see same-day approval. Larger robotic or multi-building automated systems may take a little longer while the lender reviews the full specification. Where a scraper is being retrofitted to an existing yard rather than installed as part of new building work, approval is generally quicker, since the lender does not need to assess any construction timeline alongside the equipment order.

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