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Biomass Boiler Farm Finance

Spread the cost of a farm biomass boiler from £20,000 to £250,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a biomass boiler farm?

Yes, biomass boiler farms are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £250,000, and most deals are written over 36-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
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Typical Cost

£20k – £250k

Approval Speed

24–48 hours

Longer where new fuel store construction is involved

Rates From

5.5% APR

What would a biomass boiler farm cost per month?

£70,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical biomass boiler farm price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR
Term
36-84 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses wanting to own the boiler outright

Finance Lease

Rate
From 5.5% APR
Term
36-84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Asset Refinance

Rate
From 6.2% APR
Term
24-60 months
Deposit
None required
Ownership
Release capital tied up in an installed boiler
Best for
Farms wanting to release capital from a recently installed system

Representative example

On a purchase price of £70,000: a 10% deposit of £7,000, then 48 monthly payments of £1,477 at 5.9% APR representative (fixed). Total amount payable £77,896, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Log or Woodchip Biomass Boiler, 100-200kW £25,000 - £60,000 (specification class, price not independently verified) Small-Scale Biomass Boiler
Automated Woodchip Boiler with Feed System, 200-500kW £60,000 - £150,000 (specification class, price not independently verified) Mid-Scale Automated Biomass Boiler
Large-Scale Farm Biomass Plant, 500kW+ £150,000 - £250,000 (specification class, price not independently verified) Large-Scale Biomass Plant
Biomass Boiler with Fuel Store Package £40,000 - £100,000 (specification class, price not independently verified) Biomass Boiler with Fuel Store

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Tax benefits

A biomass boiler, along with its controls, pumps and feed mechanism, is a self-contained heating machine and is generally treated as plant and machinery for capital allowances purposes even though it is usually installed inside a building. This is a straightforward equipment classification, unlike the building that may house it. Where a new boiler house or fuel store is built specifically to accommodate the boiler, that shell is treated as a structure in the same way as other farm buildings described elsewhere on this site, so it is worth asking your installer to separate the boiler and its associated equipment from any building work on the quote, since this affects both the tax treatment and which type of finance is appropriate for each part.

Market context

Farm biomass boilers are typically installed by livestock and horticultural enterprises with a year-round heat demand, such as poultry housing needing consistent heating, or by farms with a drying operation for grain, timber or other crops that needs a reliable heat source. Diversification into supplying heat, for example to farm buildings converted for other uses, is another driver. Replacement is generally prompted by the age and reliability of an existing boiler, or by fuel availability, particularly where a farm has its own woodland or crop residue that can supply fuel, rather than by a fixed replacement cycle.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is a biomass boiler financed as equipment or as part of a farm building?
The boiler itself, together with its feed system, controls and pumps, is generally financed as equipment through hire purchase or a lease, since it is a self-contained machine rather than part of the building fabric. If you are also building a new boiler house or fuel store to accommodate it, that construction work is more likely to be treated as a structure and financed through a secured loan or agricultural mortgage, similar to other farm buildings. Many installations combine both, so it is worth asking your installer for a quote that separates the boiler from any building work.
What size biomass boiler does a farm typically need?
Boiler size depends on the heat demand of the buildings or process being served, which your installer will calculate based on floor area, insulation standard and required temperature, whether for livestock housing, a drying operation, or general farm building heating. Oversizing a boiler generally increases upfront cost without proportionate benefit, so a proper heat demand survey before ordering is worthwhile.
Can I finance a boiler and an automated fuel feed system together?
Yes, most farm-scale installations include an automated feed system alongside the boiler itself, particularly for woodchip systems, and suppliers typically quote these as a combined package. Lenders finance the combined quote as a single agreement in the same way as other equipment purchases, rather than requiring the boiler and feed system to be financed separately. If you are sourcing the boiler from one supplier and a separate fuel store or feed conveyor from another, it is still possible to combine both into a single finance agreement, provided both quotes are available when you apply.
Does the fuel store need to be built at the same time as the boiler?
Not necessarily, though it is usually more practical to plan both together, since the boiler's feed system is generally designed around a specific fuel store layout. If the fuel store involves new construction work, this element is more likely to be financed as a structure through a secured loan or mortgage, separate from the boiler equipment itself, so timing and finance planning are worth coordinating with your installer from the outset.
How quickly can I get farm biomass boiler finance?
Most equipment-only applications are approved within 24 to 48 hours once a full supplier quote is available. Where the project also includes new boiler house or fuel store construction financed as a structure, that element will typically take longer, often several weeks, in line with other agricultural building finance. Where the boiler is a straightforward replacement for an existing unit in an already-built boiler house, approval is generally at the faster end of this range, since there is no new construction element for the lender to assess.

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