Spread the cost of dairy shed equipment from £15,000 to £180,000+ with flexible finance options. HP, lease, or refinance
Yes, dairy equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £180,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £180k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical dairy equipment price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £65,000: a 10% deposit of £6,500, then 48 monthly payments of £1,371 at 5.9% APR representative (fixed). Total amount payable £72,308, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| 5,000-Litre Bulk Milk Tank | £15,000 – £28,000 | Refrigerated Bulk Milk Tank |
| 10,000-Litre Bulk Milk Tank | £30,000 – £50,000 | Refrigerated Bulk Milk Tank |
| Plate Cooler and Heat Recovery System | £20,000 – £40,000 | Milk Cooling and Heat Recovery |
| Cubicle and Handling Refit Package | £60,000 – £180,000 | Dairy Shed Cubicles and Handling Refit |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Dairy plant and equipment, including bulk tanks, coolers, and cubicle fittings, generally qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP gives access to capital allowances; lease payments are fully deductible from farming profits. Structural shed work is typically treated separately under the Structures and Buildings Allowance.
This category covers the wider dairy shed infrastructure around milking itself, bulk milk cooling, plate coolers and heat recovery, and cubicle and handling refits, which most dairy farms invest in periodically alongside, rather than instead of, their parlour or robots. Milk buyer contracts increasingly set minimum standards for milk cooling and storage, which is a common trigger for bulk tank upgrades, while cubicle and handling refits tend to follow herd growth or a move towards improved cow comfort and welfare standards. Because this equipment runs every day of the year, replacement is usually planned around reliability and contract compliance rather than a fixed number of years, and established UK dairy equipment suppliers provide ongoing servicing that supports resale value.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.