Compare finance for grain silos from £8,000 to £400,000, HP for freestanding steel silos, or a secured loan or agricultural mortgage for a permanent grain store.
Yes, grain silos are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £400,000, and most deals are written over 24-84 months with a deposit of around 15-25%. Decisions typically take 24–48 hours for hp. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £400k
Approval Speed
24–48 hours for HP
Several weeks for a mortgage-funded grain store
Rates From
5.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical grain silo price. Indicative only, not a quote.
Compare grain silo finance rates from 200+ lenders
Check EligibilityOn a purchase price of £65,000: a 10% deposit of £6,500, then 48 monthly payments of £1,371 at 5.9% APR representative (fixed). Total amount payable £72,308, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Collinson County S1 Galvanised Steel Silo, 4-37 tonne | £8,000 - £35,000 (specification class, price not independently verified) | Freestanding Bolted Steel Silo |
| Collinson County HS5 Silo, 7-32 tonne | £12,000 - £40,000 (specification class, price not independently verified) | Freestanding Bolted Steel Silo |
| Freestanding Flat-Bottom Bolted Silo, Large Capacity | £20,000 - £90,000 (specification class, price not independently verified) | Freestanding Bolted Steel Silo |
| Steel-Framed Grain Store Building with Integrated Silo Bays | £150,000 - £400,000 (specification class, price not independently verified) | Permanent Grain Store Building |
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Check EligibilityGrain silos sit in a genuine grey area, and the right tax treatment depends on the type of silo you are buying rather than the fact that it stores grain. A freestanding, galvanised steel silo bolted to a concrete base and mounted on legs is generally the easier case, since it functions much like a piece of equipment performing a specific job and can, in principle, be unbolted and moved to another site. A large silo built into a permanent, poured-concrete grain store as part of a new farm building is a different matter, and is more likely to be treated as part of the building structure rather than as plant. This distinction affects both the capital allowances treatment and which type of finance is realistic, so it is worth discussing your specific silo and how it will be fixed with your accountant before assuming either treatment applies.
Grain silos are typically bought by arable farms and grain merchants wanting to hold grain on-farm through the season rather than selling everything at harvest, when the market is often more crowded with sellers. Feed compounders and combinable crop contractors also invest in silo capacity to secure their own supply. Replacement or expansion is usually driven by growing acreage, a new combine with higher output needing somewhere to put the extra volume quickly, or a new contract growing agreement that specifies on-farm storage. Freestanding bolted steel silos have a reasonably active secondhand market, since they can be dismantled, moved and re-erected on another site, which is not something that applies to a silo built into a permanent poured-concrete grain store.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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