Lendus.

Timber Trailer Finance

Spread the cost of timber trailers from £8,000 to £60,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a timber trailer?

Yes, timber trailers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £60,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£8k – £60k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.8% APR

What would a timber trailer cost per month?

£26,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical timber trailer price. Indicative only, not a quote.

Compare timber trailer finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 5.2% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Farm woodland owners and forestry contractors wanting to own the trailer outright

Finance Lease

Rate
From 4.8% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, spreads the cost of timber extraction equipment

Operating Lease

Rate
From 5.6% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Contractors wanting higher capacity without a large upfront cost

Representative example

On a purchase price of £26,000: a 10% deposit of £2,600, then 48 monthly payments of £548 at 5.9% APR representative (fixed). Total amount payable £28,904, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
4–5 Tonne Timber Trailer £8,000 – £14,000 Compact Forestry Trailer
Farma T9 4WD, 9-Tonne £18,000 – £26,000 4WD Forestry Trailer with Crane
Palms 12-Tonne Forestry Trailer £28,000 – £40,000 High-Capacity Forestry Trailer with Crane
Farma T17, 14–17 Tonne with 8m Crane £42,000 – £60,000 Large-Capacity Forestry Trailer with Crane

Ready to compare timber trailer finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Timber trailers qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP gives access to capital allowances; lease payments are fully deductible from farming or forestry contracting profits.

Market context

Timber trailers, typically fitted with a mounted crane to both load and extract logs, are bought by farms managing their own woodland and by forestry and firewood contractors extracting timber for others across multiple sites. Capacity is matched to typical extraction distance and tractor power rather than farm size generally, and the chassis, axles, and bunk take the most abuse from heavy, uneven loads, which tends to drive replacement more than age. The established Scandinavian and European manufacturers supplying the UK forestry and farm woodland market provide strong dealer and parts support, which helps sustain a steady used trade.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Is the crane included when financing a timber trailer?
Yes, generally. Timber trailers are typically fitted with a mounted crane to both load and extract logs, and lenders normally finance the trailer and crane together as one asset rather than as separate items, provided the supplier's quote covers both. This is the more straightforward approach since the two are usually bought and sold as a single unit. Where a crane is being retrofitted onto a trailer you already own, it can generally be financed on its own agreement instead.
Can I finance a used timber trailer?
Yes, used timber trailers can be financed, supported by strong dealer and parts support from the established Scandinavian and European manufacturers supplying the UK forestry and farm woodland market, which sustains a steady used trade. Lenders will want to see the condition of the chassis, axles and bunk specifically, since these take the most abuse from heavy, uneven loads and tend to drive replacement more than age. A trailer bought through an established dealer with service records is generally easier to finance.
Does trailer capacity affect the finance structure?
Not the structure itself, hire purchase, finance lease and operating lease work the same way regardless of size, but capacity affects the amount financed and the term that makes sense. Capacity is typically matched to extraction distance and available tractor power rather than farm size, so a smaller trailer for occasional use is usually a shorter, lower-value agreement, while a larger trailer used regularly by a forestry contractor across multiple sites represents a bigger investment more commonly financed over a longer term.
Can a timber trailer be financed alongside a woodchipper or sawmill?
Yes. It is common for a farm or forestry contractor investing in timber processing to finance a trailer, woodchipper and sawmill together as one package, since they are often bought around the same time to build a complete extraction and processing operation. Financing them together on one facility is usually simpler than separate agreements for each item, since the lender assesses one specification and one supplier schedule rather than several smaller applications spread over time.
What deposit do I need for a timber trailer?
Hire purchase typically asks for a deposit of around 10 to 20% of the trailer's cost, with the balance spread over the agreed term and ownership passing to you at the end. A finance lease or operating lease usually needs no deposit, since the lender's security is the trailer itself, which some smaller woodland-owning farms prefer to keep cash free for other equipment. The deposit level also depends on whether the trailer is new or used and your business's trading history.
Can a new or smaller forestry contracting business get finance?
Yes, though a newer or smaller business is usually asked for a larger deposit, a personal guarantee, or a shorter term than an established contractor with several years of accounts. Lenders will look at any extraction contracts already secured and the scale of woodland being managed, since this shows the trailer will be earning and the finance can be repaid. Comparing several lenders through a broker tends to widen the options available for a newer forestry or farm woodland business.

Related equipment finance

Forestry Crane Woodchipper Log Splitter Trailer Farm Machinery

More agriculture finance

See how lenders treat agriculture assets

Tractor finance Utility Vehicle finance Water Trough System finance Woodchipper finance Yard Scraper finance Baler finance Beet Harvester finance Biomass Boiler Farm finance Cattle Shed finance Combine Harvester finance Crop Sprayer finance Cultivator finance

Guides and resources

What Is Asset Finance? HP vs Leasing Operating vs Finance Lease Best Asset Finance Companies Close Brothers Review Lombard Review

Ready to finance your timber trailer?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check