Spread the cost of farm utility vehicles from £9,000 to £35,000+ with flexible finance options. HP, lease, or refinance
Yes, utility vehicles are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £9,000 to £35,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£9k – £35k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
5.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical utility vehicle price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Polaris Ranger 570 | £9,500 – £14,000 | Side-by-Side Utility Vehicle |
| Kubota RTV-X1110 | £21,500 – £26,000 | Diesel Utility Vehicle |
| Can-Am Defender HD10 | £16,000 – £24,000 | Side-by-Side Utility Vehicle |
| Kubota RTV-X1140 Cab | £26,000 – £35,000 | Cabbed Diesel Utility Vehicle |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Farm utility vehicles qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP gives access to capital allowances; lease payments are fully deductible from farming profits where used for business purposes.
Utility vehicles, sometimes called side-by-sides or UTVs, have become a common alternative or addition to a quad bike on livestock, dairy, and mixed farms, offering a cab and load bed for stock checking, fencing, and feeding tasks in all weather. Buyers range from a smaller petrol side-by-side on a family farm through to a diesel cabbed model used daily on a larger livestock unit, and because they're used year-round rather than seasonally, replacement tends to follow hours and general wear rather than a fixed cycle. The used market for the well-known Kubota, Polaris, and Can-Am ranges is active, supported by strong dealer networks and parts availability across the UK.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.