Spread the cost of waterjet cutters from £80,000 to £600,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.
Yes, waterjet cutters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £80,000 to £600,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£80k – £600k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical waterjet cutter price. Indicative only, not a quote.
Compare waterjet cutter finance rates from 200+ lenders
Check EligibilityOn a purchase price of £180,000: a 10% deposit of £18,000, then 48 monthly payments of £3,797 at 5.9% APR representative (fixed). Total amount payable £200,256, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Flow Mach 2 | £120,000 – £220,000 | Abrasive Waterjet |
| OMAX 2652 | £100,000 – £180,000 | Abrasive Waterjet |
| WARDJet X Series | £150,000 – £300,000 | Industrial Waterjet |
| Flow Mach 4 | £250,000 – £500,000 | High-Capacity Waterjet |
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Check EligibilityWaterjet cutters qualify for Annual Investment Allowance (AIA) and full expensing, letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 under AIA for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet. Lease payments are generally deducted as an operating expense, spread over the lease term.
Waterjet cutters are bought by precision fabricators, stone and glass processors, and manufacturers cutting materials that laser or plasma cannot handle well: thick plate, stacked material, heat-sensitive alloys, composites, stone and glass, where a cold cutting process avoids a heat-affected edge. Most buyers finance because the machine, pump and abrasive delivery system together represent a significant capital outlay for what is often a specialist, lower-volume capability alongside a fabricator's core laser or plasma work. Replacement is usually driven by pump technology: intensifier pumps typically need seal and cylinder rebuilds every few thousand hours, and many buyers upgrade to newer direct-drive pump systems for lower running costs rather than because the cutting table itself has worn out.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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