Vertical form fill seal (VFFS) bagging machines cost from around £16,000 for a compact sachet packer to £84,000+ for a high-output line integrated with a multihead weigher for fresh produce.
Yes, bagging machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £16,000 to £84,000, and most deals are written over 24-72 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£16k – £84k
Approval Speed
24–48 hours
Same-day for < £30k
Rates From
5.3% - 9.7% per annum
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical bagging machine price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Compact sachet VFFS bagging machine | £16,000 - £22,000 | Compact VFFS Bagging Machine |
| Square-bottom or back-seal VFFS bagging machine | £30,000 - £45,000 | Standard VFFS Bagging Machine |
| VFFS line integrated with multihead weigher (fresh produce or salad) | £60,000 - £84,000 | Integrated Weigh-and-Bag Line |
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Check EligibilityA bagging machine is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the machine outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.
VFFS bagging machines are bought by food producers, agricultural packers and general manufacturers filling and sealing bags at volume, and the price gap between a compact sachet packer and a high-output line reflects mainly whether the machine stands alone or is integrated with a multihead weigher and infeed conveyor to weigh loose or irregular product such as fresh produce. Buyers typically upgrade to increase bags-per-minute output or to add gas flushing and date coding for extended shelf life, rather than because the previous machine has failed, since the forming and sealing mechanism is mechanically robust. Replacement parts such as sealing jaws and film reels are routine running costs separate from the finance agreement.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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