Spread the cost of CNC lathes from £20,000 to £300,000+ with flexible finance options. HP, lease or refinance;
Yes, cnc lathes are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £300,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£20k – £300k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical cnc lathe price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £70,000: a 10% deposit of £7,000, then 48 monthly payments of £1,477 at 5.9% APR representative (fixed). Total amount payable £77,896, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| XYZ ProTurn 325 | £32,000 – £48,000 | Compact CNC Lathe |
| Doosan Lynx 2100 | £85,000 – £130,000 | CNC Turning Centre |
| Haas ST-20 | £75,000 – £110,000 | CNC Lathe |
| DMG Mori NLX 2500 | £160,000 – £280,000 | Multi-Axis Turning Centre |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Cnc lathes qualify for Annual Investment Allowance (AIA) and full expensing, letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 under AIA for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet. Lease payments are generally deducted as an operating expense, spread over the lease term.
CNC lathes are bought almost exclusively by subcontract machine shops, toolmakers and manufacturers running batch or one-off turned parts. Most buyers finance rather than buy outright because a lathe ties up working capital that is better spent on materials, tooling and staff, and because HP or lease payments can be matched to the cash a new machine starts earning as soon as it is cutting. Replacement is usually driven by spindle wear, control obsolescence or a step up in part complexity (live tooling, sub-spindle, Y-axis) rather than the machine wearing out outright. A well-maintained CNC lathe is mechanically capable of running 20 years or more, so a healthy secondhand market exists alongside new machine sales, particularly for mid-life machines with a recent ballscrew or spindle rebuild.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.