Spread the cost of grinding machines from £15,000 to £150,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.
Yes, grinding machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £150,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £150k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical grinding machine price. Indicative only, not a quote.
Compare grinding machine finance rates from 200+ lenders
Check EligibilityOn a purchase price of £45,000: a 10% deposit of £4,500, then 48 monthly payments of £949 at 5.9% APR representative (fixed). Total amount payable £50,052, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Studer S33 | £110,000 – £180,000 | CNC Cylindrical Grinder |
| Jones & Shipman 1300X | £35,000 – £70,000 | Universal Cylindrical Grinder |
| Universal cylindrical grinder, 600mm between centres | £25,000 – £55,000 | Manual Cylindrical Grinder (capacity class) |
| Tool and cutter grinder, bench mounted | £8,000 – £20,000 | Tool Room Grinder (capacity class) |
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Check EligibilityGrinding machines qualify for Annual Investment Allowance (AIA) and full expensing, letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 under AIA for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet. Lease payments are generally deducted as an operating expense, spread over the lease term.
Grinding machines are bought by precision engineers, toolmakers and manufacturers who need to finish hardened or close-tolerance components beyond what milling or turning can achieve. Because grinding machines are typically the final, tightest-tolerance step in a production process, buyers finance them to protect cash for the surrounding equipment (mills, lathes, inspection kit) that feeds work to the grinder. Replacement is usually driven by accuracy: as a grinder's slideways and spindle wear, achievable tolerance degrades gradually, so machines are often replaced or reconditioned once they can no longer hold the tolerance a contract requires, rather than from outright breakdown.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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