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Injection Moulding Machine Finance

Spread the cost of injection moulding machines from £25,000 to £600,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.

Can you finance a injection moulding machine?

Yes, injection moulding machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £600,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£25k – £600k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a injection moulding machine cost per month?

£120,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical injection moulding machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Plastics processors and contract moulders wanting to own the injection moulding machine outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Stay current with all-electric drives and lower energy consumption. Off balance sheet.

Representative example

On a purchase price of £120,000: a 10% deposit of £12,000, then 48 monthly payments of £2,531 at 5.9% APR representative (fixed). Total amount payable £133,488, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Engel e-motion 310 £150,000 – £280,000 All-Electric Injection Moulding Machine
Arburg Allrounder 470A £120,000 – £250,000 Hydraulic/Hybrid Injection Moulding Machine
Haitian Mars II £45,000 – £90,000 Hydraulic Injection Moulding Machine
Krauss Maffei CX 130 £90,000 – £180,000 Hybrid Injection Moulding Machine

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Tax benefits

Injection moulding machines qualify for Annual Investment Allowance (AIA) and full expensing, letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 under AIA for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet. Lease payments are generally deducted as an operating expense, spread over the lease term.

Market context

Injection moulding machines are bought by plastics processors and contract moulders producing components at volume for automotive, packaging, medical and consumer goods customers. Buyers finance because a moulding machine is a major capital item, and moulding businesses typically run several machines side by side, so spreading the cost of each one keeps cash available for tooling, which is often a separate and equally significant expense per project. Replacement is generally driven by a customer's tonnage or shot size requirement, or a move to all-electric machines for lower energy costs and tighter process control, rather than the press itself wearing out, since the clamping unit and platens are extremely durable.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used injection moulding machine?
Yes. Injection moulding machines have a long working life and a well-established used market. Lenders will usually want a valuation and evidence of hours run and hydraulic condition for machines over 10 years old, but well-known brands such as Engel, Arburg and Krauss Maffei finance readily used. Ask your supplier for maintenance records and, where relevant, logged running hours before you apply; this speeds up the credit decision and can improve the rate you are offered on a injection moulding machine.
Does finance cover the mould tool as well as the machine?
Usually kept separate. Mould tools are often financed or paid for as a project cost tied to a specific customer contract, while the machine itself is financed as a standalone capital asset. Ask your lender whether they will bundle both onto one agreement, since not all will finance tooling this way. If you would like both the injection moulding machine and its tooling included in a single facility, say so at the outset, since not every lender is set up to fund tooling and machinery together on the same schedule.
What power supply does an injection moulding machine need?
Injection moulding machines need a three-phase 400V supply, and current draw is significant, often 60 to 200 amps depending on tonnage and whether the machine is hydraulic, hybrid or all-electric. Confirm your site's supply capacity with an electrician, since larger machines may need a dedicated feed. Getting this confirmed with your supplier and, where needed, an electrician before you order avoids a costly mismatch or last-minute upgrade once the equipment has already arrived on site.
How long does an injection moulding machine last against the finance term?
A well-maintained moulding machine commonly runs for 20 years or more, with the clamping unit and frame being extremely durable. A typical 5 to 7 year finance term covers only part of that life, and many processors keep machines running debt-free for a decade or more afterwards. That headroom is why many buyers choose a shorter finance term deliberately, so they can reassess or upgrade once the agreement ends rather than being tied to one specification for the machine's entire working life.
Do injection moulding machines hold their value?
Yes, comparatively well, because they are durable, standardised in their basic mechanics, and in constant demand from processors worldwide. Tonnage, shot size, and whether the machine is hydraulic, hybrid or all-electric all affect resale value, with all-electric machines commanding a premium due to lower running costs. Keeping full service records and having any major wearing component reconditioned on schedule is the single biggest thing an owner can do to protect a injection moulding machine's resale value.

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