CNC Plasma Table Finance

Q: Can I finance a used CNC plasma table?

Yes. The table and gantry are durable, so lenders will finance used machines, though the plasma power supply is the component most likely to need replacement or servicing over time, and its condition and hours run matter more than the table's age. Ask your supplier for maintenance records and, where relevant, logged running hours before you apply; this speeds up the credit decision and can improve the rate you are offered on a cnc plasma table.

Q: Does finance cover the plasma power source and downdraught table?

Yes. The CNC table, plasma or oxy-fuel cutting head, downdraught extraction table, and installation can normally all be included in the finance if itemised on the supplier's invoice as one package. It is worth agreeing the full list of extras with your supplier in advance and getting everything itemised on one invoice, since anything added after the agreement is signed usually has to be paid for separately.

Q: What power supply does a CNC plasma table need?

A CNC plasma table needs a three-phase 400V supply, with current draw scaling with plasma amperage, typically 30 to 100+ amps depending on cutting capacity, plus compressed air or nitrogen gas for the plasma source. Confirm supply and gas requirements with your supplier before ordering. Getting this confirmed with your supplier and, where needed, an electrician before you order avoids a costly mismatch or last-minute upgrade once the equipment has already arrived on site.

Q: How long does a CNC plasma table last against the finance term?

The table and gantry typically last 15 to 20 years, while the plasma power supply, a shorter-life component with more moving parts, is usually replaced or upgraded once or twice over that period. A typical 4 to 7 year finance term often lines up with one plasma source upgrade cycle. That headroom is why many buyers choose a shorter finance term deliberately, so they can reassess or upgrade once the agreement ends rather than being tied to one specification for the machine's entire working life.

Spread the cost of CNC plasma tables from £15,000 to £150,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.

Can you finance a cnc plasma table?

Yes, cnc plasma tables are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £150,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

Typical Cost

£15k – £150k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a cnc plasma table cost per month?

CNC Plasma Table price (ex VAT) £45,000

Deposit 10%

Agreement term 60 months

Annual interest rate 9%

Balloon payment £0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cnc plasma table price. Indicative only, not a quote.

Finance options

Hire Purchase (HP)

Rate: From 4.9% APR
Term: 12–84 months
Deposit: 10–20%
Ownership: Yours at the end
Best for: Steel fabricators and structural steel manufacturers wanting to own the cnc plasma table outright

Finance Lease

Rate: From 4.5% APR
Term: 12–84 months
Deposit: None required
Ownership: Return or buy (balloon payment)
Best for: Tax efficient; claim 100% of payments against profit

Operating Lease

Rate: From 5.2% APR
Term: 24–60 months
Deposit: None required
Ownership: Return at end
Best for: Stay current with faster cut speeds and true-hole plasma technology. Off balance sheet.

Representative example

On a purchase price of £45,000: a 10% deposit of £4,500, then 48 monthly payments of £949 at 5.9% APR representative (fixed). Total amount payable £50,052, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification	Guide price	Type
Farley LaserLab Python X	£45,000 – £90,000	CNC Plasma/Oxy-Fuel Table
Multicam 3000 Series Plasma	£35,000 – £75,000	CNC Plasma Cutting Table
2m x 4m CNC plasma table, Hypertherm-powered	£25,000 – £55,000	Mid-Size CNC Plasma Table (capacity class)

Tax benefits

Cnc plasma tables qualify for Annual Investment Allowance (AIA) and full expensing, letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 under AIA for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet. Lease payments are generally deducted as an operating expense, spread over the lease term.

Market context

CNC plasma tables are bought by steel fabricators and structural steel manufacturers cutting plate profiles at volume, where a handheld plasma cutter would be too slow and inconsistent. Buyers finance because a CNC table with a plasma power supply, and often an oxy-fuel attachment for thicker plate, is a substantial machine tool investment, and the productivity gain over hand cutting is significant enough to comfortably support monthly payments. Replacement is usually driven by a move to a higher amperage plasma source for true-hole cutting quality, or a larger bed size, rather than the table gantry itself wearing out, since the mechanical structure is simple and durable.

Frequently asked questions

Can I finance a used CNC plasma table?

Yes. The table and gantry are durable, so lenders will finance used machines, though the plasma power supply is the component most likely to need replacement or servicing over time, and its condition and hours run matter more than the table's age. Ask your supplier for maintenance records and, where relevant, logged running hours before you apply; this speeds up the credit decision and can improve the rate you are offered on a cnc plasma table.

Does finance cover the plasma power source and downdraught table?

Yes. The CNC table, plasma or oxy-fuel cutting head, downdraught extraction table, and installation can normally all be included in the finance if itemised on the supplier's invoice as one package. It is worth agreeing the full list of extras with your supplier in advance and getting everything itemised on one invoice, since anything added after the agreement is signed usually has to be paid for separately.

What power supply does a CNC plasma table need?