Lendus.

Checkweigher Finance

In-line checkweighers cost from around £8,000 for a basic low-speed unit to £45,000+ for a high-speed model checking several hundred packs a minute, with UK manufacturers including Driver Southall building systems to order.

Can you finance a checkweigher?

Yes, checkweighers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £45,000, and most deals are written over 24-72 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

50+ UK lenders through Fundably
3+ months trading
UK limited companies only
Monthly revenue required

Typical Cost

£8k – £45k

Approval Speed

24–48 hours

Same-day for < £30k

Rates From

5.3% - 9.7% per annum

What would a checkweigher cost per month?

£20,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical checkweigher price. Indicative only, not a quote.

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For UK limited companies with 3+ months’ trading and monthly revenue.

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Finance options

Hire Purchase (HP)

Rate
5.7% - 9.7% per annum
Term
24-72 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Manufacturers formalising weight compliance with a permanent, owned in-line checkweigher

Finance Lease

Rate
5.3% - 8.7% per annum
Term
24-72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Bundling the checkweigher, reject system and conveyor interface into one deductible payment

Operating Lease

Rate
6.1% - 9.7% per annum
Term
24-60 months
Deposit
None required
Ownership
Return at end
Best for
Producers that want the checkweigher off balance sheet and upgraded as line speed increases

Representative example

On a purchase price of £20,000: a 10% deposit of £2,000, then 48 monthly payments of £422 at 5.9% APR representative (fixed). Total amount payable £22,256, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Low-speed in-line checkweigher (up to 60 packs/minute) £8,000 - £16,000 Low-Speed Checkweigher
Mid-speed checkweigher with reject system (60-200 packs/minute) £16,000 - £30,000 Mid-Speed Checkweigher
High-speed checkweigher (200+ packs/minute) £30,000 - £45,000 High-Speed Checkweigher

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For UK limited companies with 3+ months’ trading and monthly revenue.

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Tax benefits

A checkweigher is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the checkweigher outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.

Market context

Checkweighers are bought by food, pharmaceutical and general manufacturers to verify pack weight against legal and quality specifications, usually positioned in-line after a filling or weigh-filling stage so underweight or overweight packs can be automatically rejected. UK manufacturers such as Driver Southall build systems to order around a customer's pack size, line speed and conveyor layout rather than selling a fixed catalogue model, so pricing is typically quoted per installation. Buyers are usually adding a checkweigher to formalise weight compliance on an existing line rather than replacing a failed unit, since checkweigher mechanisms are simple, low-wear and long-lived.

Bad credit?

Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.

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For UK limited companies with 3+ months’ trading and monthly revenue.

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Frequently asked questions

Is a checkweigher usually bought as a standalone machine or built into a line?
It's typically built into an existing line, positioned after a filling or weigh-filling stage, with a conveyor interface and often an automatic reject mechanism for out-of-tolerance packs. Because UK manufacturers commonly build each checkweigher to order for a specific line layout, it's usually quoted and financed as one integrated project rather than a standalone catalogue purchase. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure.
Can I finance a checkweigher that's built to order for my specific line?
Yes, lenders work from the manufacturer's itemised quote for your specific pack size, speed and conveyor layout, in the same way as other built-to-order equipment. Getting a detailed specification from your supplier before applying helps the lender assess the equipment accurately. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure.
Can I finance a used checkweigher?
Yes, used checkweighers are financeable, though because many are built to order for a specific line layout and pack size, availability of a suitable used unit is more limited than for more standardised equipment. Lenders will want to see the unit's condition and confirmation it suits your pack size and line speed. Ask for evidence of servicing and, where one exists, any dealer or manufacturer warranty that transfers with the sale, since this can materially affect both the valuation a lender puts on the equipment and the rate you're offered.
Is a checkweigher eligible for Annual Investment Allowance?
Yes, a checkweigher qualifies as plant and machinery, so it's eligible for AIA up to the current annual limit under Hire Purchase. Leased checkweighers don't attract AIA directly, but the rental is usually deductible as a business expense instead. Confirm the treatment with your accountant before committing to a structure. Because AIA is a single annual limit across all your capital purchases, it's worth checking the timing of this purchase against anything else you're planning to buy or finance in the same tax year, particularly if several items are being bought together.

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For UK limited companies with at least 3 months’ trading and monthly revenue.

Checkweigher finance

Ltd companies · 3+ months trading · monthly revenue

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