Spread the cost of X-ray food inspection systems from £15,000 to £90,000+ with flexible finance options. HP, lease, or refinance
Yes, x ray food inspections are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £90,000, and most deals are written over 36–72 months with a deposit of around 15–25%. Decisions typically take 2–5 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £90k
Approval Speed
2–5 working days
Reflects the higher specification and ticket size
Rates From
6.5% APR APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical x ray food inspection price. Indicative only, not a quote.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £32,000: a 10% deposit of £3,200, then 48 monthly payments of £675 at 5.9% APR representative (fixed). Total amount payable £35,600, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Compact X-ray system, small pack format | £15,000 – £25,000 | Compact X-Ray Inspection System |
| Loma X5-class system, packaged product | £28,000 – £45,000 | Packaged Product X-Ray System |
| Bulk-flow X-ray system, loose/free-flowing product | £45,000 – £65,000 | Bulk-Flow X-Ray System |
| Dual-energy X-ray system, large format | £65,000 – £90,000 | Dual-Energy X-Ray System |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
This equipment qualifies as plant and machinery for Annual Investment Allowance (AIA) and full expensing, so the cost can be deducted from taxable profits in the year of purchase for a hire purchase agreement. Finance and operating leases are generally treated as an operating expense, with the payments deducted from profits as they fall due rather than claimed as a capital allowance.
X-ray food inspection systems are bought by manufacturers whose customers or product risk profile require detection beyond metal, most often glass, stone, dense plastic or bone contaminants that a metal detector cannot find. They are financed because the equipment sits at the higher end of food safety capital spend, often required by a major retailer's technical specification rather than chosen freely, and manufacturers would rather spread the cost than absorb it as a lump sum. The X-ray generator has a finite tube life and the detection software is regularly updated, which makes the used market thinner and shorter-lived than for metal detectors, and bulk-flow or dual-energy systems for loose product are almost always specified new.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.