Spread the cost of a bakery blast or storage freezer from £2,000 to £30,000+ with flexible finance options: HP, lease or refinance.
Yes, bakery freezers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £30,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £30k
Approval Speed
24 hours
Same-day for < £10k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical bakery freezer price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £9,000: a 10% deposit of £900, then 48 monthly payments of £190 at 5.9% APR representative (fixed). Total amount payable £10,020, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Bakery Blast Freezer Cabinet | £2,500 – £8,000 | Cabinet Blast Freezer |
| Spiral/Tunnel Freezer for Par-Baked Product | £15,000 – £30,000 | Continuous Freezing Tunnel |
| Walk-In Freezer Room | £6,000 – £18,000 | Walk-In Storage Freezer |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Bakery freezers qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, subject to the AIA limit in place at the time. HP agreements allow capital allowances. Lease payments are fully deductible from profits as they're paid. Refrigerant servicing and energy costs are ongoing and sit outside the equipment finance agreement.
Bakery freezers are bought by wholesale and production bakeries that par-bake or fully bake product ahead of demand and freeze it for later distribution, as well as by bakeries freezing raw dough for proving and baking off later. A blast freezer cabinet suits lower-volume or smaller bakeries, while a continuous spiral or tunnel freezer suits bakeries running a steady flow of par-baked product through to a supermarket or wholesale customer base, which is a considerably larger throughput and investment. Freezer capacity is usually sized against a bakery's peak production run and its delivery schedule to customers rather than average daily output, since running short of freezer space at peak periods is more disruptive than having some spare capacity at quieter times.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.