Spread the cost of a cake batter depositor from £3,000 to £30,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.
Yes, cake depositors are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £30,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £30k
Approval Speed
24 hours
Same-day for < £15k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical cake depositor price. Indicative only, not a quote.
Compare cake depositor finance rates from 200+ lenders
Check EligibilityOn a purchase price of £10,000: a 10% deposit of £1,000, then 48 monthly payments of £211 at 5.9% APR representative (fixed). Total amount payable £11,128, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Manual/Semi-Automatic Depositor | £3,000 – £8,000 | Bench Depositor |
| Automatic Multi-Nozzle Depositor | £8,000 – £18,000 | Production Line Depositor |
| Continuous Line Depositor with Tray Handling | £18,000 – £30,000 | Integrated Line Depositor |
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Check EligibilityCake depositors qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, subject to the AIA limit in place at the time. HP agreements allow capital allowances. Lease payments are fully deductible from profits as they're paid.
Cake depositors are bought by bakeries and confectionery producers that have outgrown hand-filling trays and moulds, typically once volume or product consistency requirements make manual filling too slow or too variable. A manual or semi-automatic depositor suits a growing independent producer, while an automatic multi-nozzle or continuous line depositor suits a wholesale bakery or contract manufacturer running a consistent product through high volumes. Nozzle configuration and batter viscosity vary significantly between products, so a depositor is usually specified around the specific range a business produces rather than bought as a general-purpose machine, and changing to a very different product line sometimes needs new nozzles or settings rather than a whole new machine.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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