Spread the cost of a chocolate enrobing machine from £5,000 to £60,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.
Yes, enrobing machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £60,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £60k
Approval Speed
24 hours
Same-day for < £25k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical enrobing machine price. Indicative only, not a quote.
Compare enrobing machine finance rates from 200+ lenders
Check EligibilityOn a purchase price of £20,000: a 10% deposit of £2,000, then 48 monthly payments of £422 at 5.9% APR representative (fixed). Total amount payable £22,256, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Reach Food Systems Enrober, 600mm width | £13,000 – £16,000 | Compact Chocolate Enrober |
| Mid-Width Enrober with Cooling Tunnel | £20,000 – £35,000 | Production Enrober & Tunnel |
| Wide-Format Enrobing Line | £35,000 – £60,000 | High-Volume Enrobing Line |
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Check EligibilityEnrobing machines qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, subject to the AIA limit in place at the time. HP agreements allow capital allowances. Lease payments are fully deductible from profits as they're paid. Chocolate and coating ingredients are a raw material cost and sit outside the equipment finance agreement.
Enrobing machines are bought by bakeries, confectionery producers and contract manufacturers coating bars, biscuits, cakes and other products in chocolate or a similar coating at a scale beyond what hand-dipping can achieve. An enrober is almost always bought with a matched cooling tunnel, since the coating needs to set before the product can be packed, and the two are usually sized and financed together as one line rather than as separate purchases. Belt width is the main factor driving both price and finance size, and producers typically specify width against their busiest product line rather than their full range, since a wider belt costs considerably more to buy and to run.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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