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Labelling Machine Finance

Spread the cost of labelling machines from £4,000 to £45,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a labelling machine?

Yes, labelling machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £45,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£4k – £45k

Approval Speed

24–48 hours

Same-day for < £20k

Rates From

5.5% APR APR

What would a labelling machine cost per month?

£15,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical labelling machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR APR
Term
24–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Producers wanting to own the labeller outright

Finance Lease

Rate
From 5.5% APR APR
Term
24–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the full lease payment against profit

Operating Lease

Rate
From 6.3% APR APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep pace with the newest labelling technology

Representative example

On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Semi-automatic wrap-around labeller £4,000 – £7,000 Semi-Automatic Labeller
Automatic wrap-around labeller, 3,000 bph £9,000 – £16,000 Automatic Wrap-Around Labeller
Automatic front-and-back labeller with print-apply £18,000 – £30,000 Print-and-Apply Labeller
High-speed rotary labeller, 12,000+ bph £32,000 – £45,000 Rotary Labelling Line

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Tax benefits

This equipment qualifies as plant and machinery for Annual Investment Allowance (AIA) and full expensing, so the cost can be deducted from taxable profits in the year of purchase for a hire purchase agreement. Finance and operating leases are generally treated as an operating expense, with the payments deducted from profits as they fall due rather than claimed as a capital allowance.

Market context

Labelling machines are bought by food and drink producers, ranging from a semi-automatic wrap-around unit for a small producer through to a high-speed rotary line running alongside a bottling or filling line. Financing is common because the step from semi-automatic to fully automatic labelling represents a large jump in speed and reliability, and the equipment directly affects how much product a line can get to market and how consistently it's presented. Labelling machines are largely mechanical and electronic rather than food-contact equipment, so the used market is less constrained by hygiene standards than for equipment that touches the product itself, though high-speed rotary lines are usually bought new as part of an integrated bottling or canning line.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used labelling machine?
Yes, most lenders finance used labellers up to 8 years old. These are largely mechanical and electronic machines rather than food-contact equipment, so condition assessment focuses on the drive, sensors and print-apply unit where fitted rather than hygiene factors, and a supplier service record helps secure standard terms.
What deposit do I need for a labelling machine?
Hire purchase typically asks for 10–20% deposit. Finance leases and operating leases are usually available with no deposit. High-speed rotary labelling lines cost considerably more than a semi-automatic wrap-around unit, so the deposit and monthly cost scale with the specific machine rather than a single fixed figure.
How quickly can I get labelling machine finance?
Semi-automatic and automatic wrap-around labellers are usually approved within 24–48 hours, with same-day decisions common under £15,000. High-speed rotary lines and print-and-apply systems bought as part of a wider packaging line take longer while the lender reviews the full specification.
Can print-and-apply software or printheads be included in the finance?
Yes, where the print engine and applicator are supplied and invoiced as part of the machine, they're financed as one asset. Ongoing consumables such as label stock and ribbon are running costs and sit outside the finance agreement, similar to ink or toner on any other printing equipment.

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