Bottling Line Finance

Spread the cost of bottling lines from £20,000 to £300,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a bottling line?

Yes, bottling lines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £300,000, and most deals are written over 36–84 months with a deposit of around 15–25%. Decisions typically take 1–2 weeks. Used machines are financeable too, usually with a shorter term.

Typical Cost

£20k – £300k

Approval Speed

1–2 weeks

Reflects the scale and multi-machine specification

Rates From

6.5% APR APR

What would a bottling line cost per month?

Bottling Line price (ex VAT) £90,000

Deposit 10%

Agreement term 60 months

Annual interest rate 9%

Balloon payment £0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical bottling line price. Indicative only, not a quote.

Finance options

Hire Purchase (HP)

Rate: From 7.0% APR APR
Term: 36–84 months
Deposit: 15–25%
Ownership: Yours at the end
Best for: Producers wanting to own the line outright

Finance Lease

Rate: From 6.5% APR APR
Term: 36–84 months
Deposit: None required
Ownership: Return or buy (balloon payment)
Best for: Tax-efficient, claim the full lease payment against profit

Operating Lease

Rate: From 7.3% APR APR
Term: 36–60 months
Deposit: None required
Ownership: Return at end
Best for: Keep pace with the newest bottling technology

Representative example

On a purchase price of £90,000: a 10% deposit of £9,000, then 48 monthly payments of £1,899 at 5.9% APR representative (fixed). Total amount payable £100,152, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification	Guide price	Type
Semi-automatic bottling line, 1,000–1,500 bph	£20,000 – £40,000	Semi-Automatic Bottling Line
Automatic monobloc line, 2,000–3,000 bph	£50,000 – £100,000	Automatic Monobloc Bottling Line
Automatic line with rinser-filler-capper, 4,000–6,000 bph	£110,000 – £180,000	Full Automatic Bottling Line
High-speed bottling line, 8,000+ bph	£180,000 – £300,000	High-Speed Bottling Line

Tax benefits

This equipment qualifies as plant and machinery for Annual Investment Allowance (AIA) and full expensing, so the cost can be deducted from taxable profits in the year of purchase for a hire purchase agreement. Finance and operating leases are generally treated as an operating expense, with the payments deducted from profits as they fall due rather than claimed as a capital allowance.

Market context

Bottling lines are bought by drinks producers, from small craft breweries and distilleries moving off hand-filling through to established manufacturers upgrading speed or adding a new bottle format. They are financed because a complete line, from rinser through filler, capper and labeller, represents a very large capital commitment relative to most other equipment on this list, and producers scale into higher-speed lines as volume grows rather than buying maximum capacity upfront. A bottling line is almost always financed and valued as a single integrated asset rather than as separate machines, since the individual stages have little standalone resale value once installed and connected as a continuous line.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Frequently asked questions

Can I finance a used bottling line?

Yes, complete used lines from established manufacturers do come to market, most often when a producer upgrades speed or bottle format, and lenders will finance used lines up to 10 years old with a service history. Because a line is several machines working together, the lender typically assesses it as one asset rather than valuing each component separately.

What deposit do I need for a bottling line?

Hire purchase typically asks for 15–25% deposit given the scale of investment. Finance leases and operating leases are usually available with no deposit. Given the total cost involved, many producers finance a bottling line in stages as the business grows into higher speeds, rather than buying the fastest line available from day one.

How quickly can I get bottling line finance?

Given the scale and multi-machine nature of a bottling line, expect at least a week for approval, longer for high-speed or bespoke configurations. The lender will want the full line specification, including rinser, filler, capper and labeller, and how they're integrated, since the finance typically covers the whole line as one facility.

Is each machine on a bottling line financed separately?

Usually not. Where the rinser, filler, capper and labeller are bought together as one project, most lenders prefer to fund the whole line under a single agreement rather than separate agreements per machine, since the machines have little individual resale value once integrated into a continuous line.