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Canning Line Finance

Spread the cost of canning lines from £25,000 to £350,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a canning line?

Yes, canning lines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £350,000, and most deals are written over 36–84 months with a deposit of around 15–25%. Decisions typically take 1–2 weeks. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£25k – £350k

Approval Speed

1–2 weeks

Reflects the scale and multi-machine specification

Rates From

6.5% APR APR

What would a canning line cost per month?

£100,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical canning line price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 7.0% APR APR
Term
36–84 months
Deposit
15–25%
Ownership
Yours at the end
Best for
Producers wanting to own the line outright

Finance Lease

Rate
From 6.5% APR APR
Term
36–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the full lease payment against profit

Operating Lease

Rate
From 7.3% APR APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep pace with the newest canning technology

Representative example

On a purchase price of £100,000: a 10% deposit of £10,000, then 48 monthly payments of £2,110 at 5.9% APR representative (fixed). Total amount payable £111,280, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Mobile canning line, 20–30 cans/min £25,000 – £50,000 Mobile Canning Line
Semi-automatic canning line, 40–60 cans/min £60,000 – £120,000 Semi-Automatic Canning Line
Automatic canning line with seamer, 80–120 cans/min £130,000 – £220,000 Automatic Canning Line
High-speed canning line, 200+ cans/min £220,000 – £350,000 High-Speed Canning Line

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Tax benefits

This equipment qualifies as plant and machinery for Annual Investment Allowance (AIA) and full expensing, so the cost can be deducted from taxable profits in the year of purchase for a hire purchase agreement. Finance and operating leases are generally treated as an operating expense, with the payments deducted from profits as they fall due rather than claimed as a capital allowance.

Market context

Canning lines are bought by breweries, cider makers and soft drinks producers, ranging from a mobile canning unit that visits several small breweries through to a high-speed fixed line for an established producer. They are financed because canning equipment, particularly a fixed automatic line with a reliable seamer, is a very large capital commitment, and producers typically scale into it as volume justifies the investment rather than buying maximum capacity from the outset. The seamer is the component that matters most to food safety and therefore to resale value, and a documented seaming inspection history is the key thing that determines whether a used line is financeable.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used canning line?
Yes, used canning lines do reach the market as producers upgrade speed, and lenders will finance them up to around 10 years old with a service history, particularly on the seamer, which is the component most critical to can integrity and food safety. Mobile canning lines, which travel between breweries as a shared-use asset, are financed the same way as a fixed installation.
What deposit do I need for a canning line?
Hire purchase typically asks for 15–25% deposit given the scale of investment. Finance leases and operating leases are usually available with no deposit. Because canning lines cover such a wide range from mobile units to high-speed fixed installations, the deposit and terms are set against the specific line rather than a flat rule.
How quickly can I get canning line finance?
Mobile and semi-automatic lines are usually approved within a working week. Automatic and high-speed lines, which represent a very large capital commitment and are typically bespoke to the producer's format and space, take longer while the lender reviews the full specification and installation plan.
Why do lenders focus on the seamer specifically?
The seamer forms the hermetic seal that keeps the can's contents safe and shelf-stable, so its condition and calibration matter more to food safety, and therefore to the asset's ongoing value, than any other single component on the line. A seamer with a poor service history is the main reason a lender might decline a used canning line.

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