Spread the cost of a bakery or confectionery cooling tunnel from £5,000 to £50,000+ with flexible finance options: HP, lease or refinance.
Yes, cooling tunnels are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £50,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £50k
Approval Speed
24 hours
Same-day for < £20k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical cooling tunnel price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ambient Cooling Tunnel (short belt) | £5,000 – £14,000 | Ambient Belt Cooling Tunnel |
| Refrigerated Cooling Tunnel | £15,000 – £30,000 | Refrigerated Cooling Tunnel |
| Extended Multi-Pass Cooling Tunnel | £30,000 – £50,000 | High-Throughput Cooling Tunnel |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Cooling tunnels qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, subject to the AIA limit in place at the time. HP agreements allow capital allowances. Lease payments are fully deductible from profits as they're paid. Refrigerant servicing and energy costs for a refrigerated tunnel are ongoing and sit outside the equipment finance agreement.
Cooling tunnels are bought by bakeries and confectionery producers that need product to cool or set at a controlled rate before packing, most often paired with an enrobing machine, a baking line, or a depositor producing filled or coated products. An ambient tunnel suits products that just need time and airflow to cool, while a refrigerated tunnel is needed where a coating, such as chocolate, needs to set at a specific temperature to get the right finish. Tunnel length and belt speed are matched to the line it's paired with, so a cooling tunnel is almost always specified and bought as part of the same project as the equipment feeding it rather than as a standalone purchase.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.