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Capping Machine Finance

Spread the cost of capping machines from £4,000 to £35,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a capping machine?

Yes, capping machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £35,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£4k – £35k

Approval Speed

24–48 hours

Same-day for < £20k

Rates From

5.5% APR APR

What would a capping machine cost per month?

£12,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical capping machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR APR
Term
24–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Producers wanting to own the capper outright

Finance Lease

Rate
From 5.5% APR APR
Term
24–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the full lease payment against profit

Operating Lease

Rate
From 6.3% APR APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep pace with the newest capping technology

Representative example

On a purchase price of £12,000: a 10% deposit of £1,200, then 48 monthly payments of £253 at 5.9% APR representative (fixed). Total amount payable £13,344, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Semi-automatic chuck capper £4,000 – £7,000 Semi-Automatic Capper
Automatic single-head capper, 20 caps/min £8,500 – £14,000 Automatic Capper
Rotary capping machine, 40 caps/min £16,000 – £24,000 Rotary Capping Machine
High-speed rotary capper, 80+ caps/min £26,000 – £35,000 High-Speed Rotary Capper

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Tax benefits

This equipment qualifies as plant and machinery for Annual Investment Allowance (AIA) and full expensing, so the cost can be deducted from taxable profits in the year of purchase for a hire purchase agreement. Finance and operating leases are generally treated as an operating expense, with the payments deducted from profits as they fall due rather than claimed as a capital allowance.

Market context

Capping machines are bought by food and drink producers to seal bottles and jars consistently at volumes that hand-capping can't sustain, most often when growth makes a manual capping step the bottleneck in an otherwise automated line. Financing is common because the jump from a semi-automatic bench capper to a rotary capping machine is a significant increase in both cost and speed, and the equipment's value lies in the throughput and consistency it adds to a bottling or filling line rather than in any output of its own. Capping machines are largely mechanical rather than food-contact equipment, so the used market is reasonably liquid, though high-speed rotary cappers are more often bought new as part of an integrated bottling line.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used capping machine?
Yes, most lenders finance used cappers up to 8 years old. These machines are mostly mechanical, built around chucks, belts or magnetic heads, and hold up well with basic maintenance. Change parts for different cap sizes are inexpensive to replace, so overall machine condition matters more to the lender than age.
What deposit do I need for a capping machine?
Hire purchase typically asks for 10–20% deposit. Finance leases and operating leases are usually available with no deposit. High-speed rotary cappers cost considerably more than a semi-automatic bench unit, so the deposit and monthly cost scale with the specific machine rather than a single fixed figure.
How quickly can I get capping machine finance?
Semi-automatic and single-head automatic cappers are usually approved within 24–48 hours, with same-day decisions common under £15,000. High-speed rotary cappers, typically bought as part of a wider bottling line, take longer while the lender reviews the full line specification, since capping speed has to match the filler and labeller either side of it.
Can change parts for different bottle and cap sizes be included?
Yes, where they're specified and invoiced with the machine, change parts can usually be included in the finance. If you add a new size range later, those change parts are typically bought and paid for separately rather than added to the original agreement.

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