Spread the cost of food metal detectors from £3,000 to £25,000+ with flexible finance options. HP, lease, or refinance
Yes, metal detector foods are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £25,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £25k
Approval Speed
24–48 hours
Same-day for < £20k
Rates From
5.5% APR APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical metal detector food price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £9,000: a 10% deposit of £900, then 48 monthly payments of £190 at 5.9% APR representative (fixed). Total amount payable £10,020, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Compact aperture metal detector, conveyor-mounted | £3,500 – £6,500 | Compact Metal Detector |
| Fortress Interceptor-class detector with reject | £7,000 – £12,000 | Automatic Reject Metal Detector |
| Loma IQ3-class detector, large aperture | £10,000 – £16,000 | Large-Aperture Metal Detector |
| Pipeline/gravity-fall metal detector for loose product | £16,000 – £25,000 | Pipeline Metal Detector |
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For UK limited companies with 3+ months’ trading and monthly revenue.
This equipment qualifies as plant and machinery for Annual Investment Allowance (AIA) and full expensing, so the cost can be deducted from taxable profits in the year of purchase for a hire purchase agreement. Finance and operating leases are generally treated as an operating expense, with the payments deducted from profits as they fall due rather than claimed as a capital allowance.
Metal detectors for food production are bought by processors and manufacturers as part of their food safety programme, most often at new line installation or when an ageing detector's sensitivity or reject mechanism starts to fall short of what a customer's technical standard requires. They are financed because reliable detection equipment is close to a fixed cost of doing business with major retailers and foodservice customers, rather than a discretionary purchase, and processors would rather spread that cost than fund it from working capital. Metal detectors have no significant food-contact parts of their own, which keeps the used market for the established brands reasonably active, though pipeline detectors built for loose or bulk product are more often specified new as part of a processing line.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.