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Tube Bender Finance

Spread the cost of tube benders from £10,000 to £200,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.

Can you finance a tube bender?

Yes, tube benders are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £200,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£10k – £200k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a tube bender cost per month?

£60,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical tube bender price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Automotive exhaust, furniture and structural steel fabricators wanting to own the tube bender outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Stay current with multi-stack tooling and CNC-controlled bend sequences. Off balance sheet.

Representative example

On a purchase price of £60,000: a 10% deposit of £6,000, then 48 monthly payments of £1,266 at 5.9% APR representative (fixed). Total amount payable £66,768, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Unison Breeze £60,000 – £120,000 CNC Tube Bending Machine
BLM Group E-Turn £80,000 – £160,000 CNC Tube Bending Machine
Manual/hydraulic tube bender, up to 76mm OD £10,000 – £25,000 Hydraulic Tube Bender (capacity class)

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Tax benefits

Tube benders qualify for Annual Investment Allowance (AIA) and full expensing, letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 under AIA for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet. Lease payments are generally deducted as an operating expense, spread over the lease term.

Market context

Tube benders are bought by automotive exhaust and roll-cage fabricators, furniture makers, handrail and structural steel manufacturers who need consistent, repeatable bends in tube or pipe. Smaller manual and hydraulic benders are often bought outright, while CNC tube bending machines, which can hold multiple bend radii and angles in one program, are more commonly financed given their higher cost and role in high-volume or safety-critical production such as exhaust systems and roll cages. Replacement is usually driven by a need for tighter bend tolerances, larger diameter capacity, or multi-stack tooling to reduce changeover time, rather than the machine failing outright.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used tube bender?
Yes. Lenders will finance used tube benders, particularly CNC machines from established brands, though tooling completeness matters, since a bender is only as useful as the die and mandrel tooling supplied with it, and missing tooling adds unplanned cost. Ask your supplier for maintenance records and, where relevant, logged running hours before you apply; this speeds up the credit decision and can improve the rate you are offered on a tube bender.
Does finance cover dies, mandrels and tooling stacks?
Yes, if itemised on the supplier's invoice alongside the machine. Bend dies, mandrels, wiper dies and any quick-change tooling stacks supplied with the bender can normally be included in the finance. It is worth agreeing the full list of extras with your supplier in advance and getting everything itemised on one invoice, since anything added after the agreement is signed usually has to be paid for separately.
What power supply does a tube bender need?
CNC and hydraulic tube benders need a three-phase 400V supply to run the hydraulic pump and, on CNC machines, the servo axes, with current draw depending on bend force and tube diameter capacity. Confirm this against your workshop supply before ordering. Getting this confirmed with your supplier and, where needed, an electrician before you order avoids a costly mismatch or last-minute upgrade once the equipment has already arrived on site.
How long does a tube bender last against the finance term?
A well-maintained tube bender typically lasts 15 to 20 years, with the hydraulic system and, on CNC machines, the control being the parts most likely to need updating over that life. A typical 4 to 7 year finance term covers a fraction of that working life. That headroom is why many buyers choose a shorter finance term deliberately, so they can reassess or upgrade once the agreement ends rather than being tied to one specification for the machine's entire working life.

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