Spread the cost of sheet metal folders from £15,000 to £250,000+ with flexible finance options. HP, lease or refinance;
Yes, sheet metal folders are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £250,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £250k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical sheet metal folder price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Trumpf TruBend 5130 | £120,000 – £220,000 | CNC Press Brake |
| Amada HFE 3i | £90,000 – £180,000 | CNC Press Brake |
| Durma AD-S Series | £45,000 – £90,000 | Hydraulic Press Brake |
| 3.2m bed, 100 tonne capacity | £25,000 – £55,000 | Hydraulic Folder/Press Brake (capacity class) |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Sheet metal folders qualify for Annual Investment Allowance (AIA) and full expensing, letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 under AIA for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet. Lease payments are generally deducted as an operating expense, spread over the lease term.
Sheet metal folders and press brakes are bought by fabricators, HVAC ductwork manufacturers, cladding and architectural metalwork contractors who bend flat sheet into finished parts. Buyers finance because a folder is usually one machine in a wider sheet metal line alongside a guillotine and laser, and because CNC-controlled press brakes with tool sets represent a large capital outlay that businesses would rather match against ongoing production income than pay outright. A step up in tonnage or bed length, driven by winning larger or thicker-gauge contracts, is the most common trigger for replacement, alongside moving from manual backgauging to CNC to reduce setup time and scrap.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.