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Stretch Wrapper Finance

Pallet stretch wrappers cost from around £3,000 for a manual turntable unit to £45,000 for a fully automatic ring wrapper such as the Robopac Masterplat handling 30 to 45 loads an hour.

Can you finance a stretch wrapper?

Yes, stretch wrappers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £45,000, and most deals are written over 24-72 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £45k

Approval Speed

24–48 hours

Same-day for < £30k

Rates From

5.3% - 9.7% per annum

What would a stretch wrapper cost per month?

£16,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical stretch wrapper price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
5.7% - 9.7% per annum
Term
24-72 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Warehouses installing a permanent, owned stretch wrapping station

Finance Lease

Rate
5.3% - 8.7% per annum
Term
24-72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Bundling the wrapper and any conveyor interface into one deductible payment as despatch volume grows

Operating Lease

Rate
6.1% - 9.7% per annum
Term
24-60 months
Deposit
None required
Ownership
Return at end
Best for
Distribution centres that want the wrapper off balance sheet and upgraded as film cost and speed requirements change

Representative example

On a purchase price of £16,000: a 10% deposit of £1,600, then 48 monthly payments of £338 at 5.9% APR representative (fixed). Total amount payable £17,824, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual or semi-automatic turntable stretch wrapper £3,000 - £8,000 Semi-Automatic Stretch Wrapper
Robopac Ecoplat FRD (semi-automatic turntable, 10-15 loads/hour) £8,000 - £16,000 Semi-Automatic Stretch Wrapper
Robopac Masterplat PGS 250 (fully automatic ring wrapper, 30-45 loads/hour) £25,000 - £45,000 Fully Automatic Ring Wrapper

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Tax benefits

A stretch wrapper is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the wrapper outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.

Market context

Stretch wrappers are bought by warehouses, distribution centres and manufacturers to secure palletised goods for storage and transport, and are usually chosen to match a site's despatch volume, from a manual turntable for occasional pallets through to a fully automatic ring wrapper built into a conveyor line for continuous despatch. Buyers upgrading from a manual or semi-automatic machine are typically doing so to reduce film cost and wrap consistency issues rather than because the existing wrapper has failed, since turntable and ring wrapping mechanisms are mechanically simple and long-lived. Integration with an existing conveyor and film cost per load are usually the two factors that decide which specification a site actually needs.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What's the difference in cost between a manual and fully automatic stretch wrapper?
A manual or semi-automatic turntable wrapper, where an operator loads the pallet and starts the cycle, typically costs a fraction of a fully automatic ring wrapper that's integrated into a conveyor line and wraps pallets continuously without an operator. The gap in price reflects the conveyor interface, safety guarding and higher throughput of the automatic system, and the right choice depends mainly on how many pallets a site despatches per hour.
Can I finance a stretch wrapper integrated into an existing conveyor line?
Yes, this is a common request, and lenders will finance the wrapper together with the conveyor interface and any guarding needed for it to run automatically, provided it's itemised on the supplier's invoice. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure.
Can I finance a used or refurbished stretch wrapper?
Yes, used stretch wrappers, particularly semi-automatic turntable models, are financeable and hold reasonable value since the wrapping mechanism is mechanically simple and long-lived. Lenders will want to see the machine's condition and any service history. Ask for evidence of servicing and, where one exists, any dealer or manufacturer warranty that transfers with the sale, since this can materially affect both the valuation a lender puts on the equipment and the rate you're offered.
Is a stretch wrapper eligible for Annual Investment Allowance?
Yes, a stretch wrapper qualifies as plant and machinery, so it's eligible for AIA up to the current annual limit under Hire Purchase. Leased wrappers don't attract AIA directly, but the rental is usually deductible as a business expense instead. Confirm the treatment with your accountant before committing to a structure. Because AIA is a single annual limit across all your capital purchases, it's worth checking the timing of this purchase against anything else you're planning to buy or finance in the same tax year, particularly if several items are being bought together.

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