Spread the cost of a hydraulic tree spade from £12,000 to £85,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, tree spades are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £12,000 to £85,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£12k – £85k
Approval Speed
24–48 hours
Same-day for < £20k
Rates From
5.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical tree spade price. Indicative only, not a quote.
Compare tree spade finance rates from 200+ lenders
Check EligibilityOn a purchase price of £32,000: a 10% deposit of £3,200, then 48 monthly payments of £675 at 5.9% APR representative (fixed). Total amount payable £35,600, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Skid-steer mounted hydraulic tree spade, small root ball | £12,000 – £25,000 | Skid-Steer Mounted Spade |
| Excavator-mounted hydraulic tree spade, medium root ball | £25,000 – £45,000 | Excavator-Mounted Spade |
| Truck-mounted hydraulic tree spade, large mature-tree capacity | £45,000 – £85,000 | Truck-Mounted Spade |
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Check EligibilityA tree spade is plant and machinery, whether mounted on a truck, excavator, or skid-steer, so it qualifies for the Annual Investment Allowance, letting a business deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, under Hire Purchase. Lease payments are instead deducted as a business expense against profits as they fall due.
Tree nurseries, landscaping contractors, and arboriculture specialists buy tree spades to lift and relocate semi-mature and mature trees with an intact root ball, work that would otherwise need to be done by hand over a much longer window. Finance suits this equipment because most operators do not need a spade running every day; it is typically used intensively on specific relocation or landscaping contracts, so ownership through finance keeps the machine available without tying up capital that could go towards vehicles or other yard equipment. Replacement is usually driven by hydraulic wear on the spade blades and frame after years of heavy soil work, or a nursery moving up to a larger machine to handle bigger root balls as its stock matures. The used market is modest but functional, since a well-maintained spade with sound hydraulics and blades holds its value reasonably well given how specialised the equipment is.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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