Spread the cost of horticultural LED grow lighting from £5,000 to £200,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, grow light systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £200,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £200k
Approval Speed
24–48 hours
Same-day for < £20k
Rates From
5.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical grow light system price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £45,000: a 10% deposit of £4,500, then 48 monthly payments of £949 at 5.9% APR representative (fixed). Total amount payable £50,052, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Supplementary LED lighting retrofit, single greenhouse bay | £5,000 – £18,000 | Supplementary Retrofit |
| Full-spectrum LED lighting rig for a propagation or nursery area | £20,000 – £70,000 | Propagation Lighting Rig |
| Commercial glasshouse-wide LED lighting installation | £80,000 – £200,000 | Glasshouse-Wide Installation |
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Check EligibilityHorticultural LED grow lighting, including fixtures, control gear, and dimming systems, is plant and machinery, so it qualifies for the Annual Investment Allowance, letting a business deduct the full cost from taxable profits in year one, up to £1,000,000, where bought under Hire Purchase. Lease payments are instead deducted as a business expense against profits as they fall due. Because a lighting rig is straightforward to remove and relocate, lenders generally treat it as plant regardless of whether it sits inside an owned structure or a leased one.
Nurseries, propagation specialists, and glasshouse growers extending the growing day or season buy grow light systems, often to supplement low winter light levels or to run a dedicated propagation area independently of daylight. Finance suits this equipment well because a lighting rig is straightforward for a lender to value and, if needed, remove and resell, being bolted to a structure rather than built into it. Replacement is driven mainly by older fixtures running hotter and less efficiently than current LED technology, and by growers extending lighting into new bays as they expand under cover. A steady flow of upgrades from older high-pressure sodium lighting to LED means there is a reasonable used and refurbished market for fixtures still in good working order.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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