Spread the cost of a road-tow wood chipper from £5,000 to £45,000+ with flexible finance options. HP, lease, or refinance
Yes, road-tow wood chippers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £45,000, and most deals are written over 24–60 months with a deposit of around 15–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £45k
Approval Speed
24–48 hours
Same-day for < £20k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical road-tow wood chipper price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Small road-tow chipper (up to 130mm capacity) | £5,000 – £16,000 | Small chipper |
| Mid-size road-tow chipper (150–180mm capacity) | £16,000 – £25,000 | Mid-size chipper |
| Large road-tow chipper (200mm+ capacity) | £20,000 – £35,000 | Large chipper |
| Track-mounted chipper for off-road site access | £25,000 – £45,000 | Track-mounted chipper |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Road-tow wood chippers are plant and machinery and qualify for the Annual Investment Allowance up to £1,000,000 in the year of purchase, whether bought new or used. HP agreements allow capital allowances to be claimed in the normal way, and finance lease payments remain fully deductible against profits.
Road-tow chippers are bought by tree surgeons, landscaping firms and grounds maintenance contractors, and are typically the second most common capital purchase for a small tree care business after a stump grinder, since between them the two cover most routine tree work. A chipper is used across a wide range of jobs, from small domestic garden work to larger contract clearance, so most operators buy one machine sized to handle the bulk of their typical work rather than the largest job they might occasionally take on. Routine spend goes on chipping knives and blades, which wear from constant contact with wood and dirt and are a cheap, regular consumable cost, while replacing the whole machine is driven by feed roller wear, engine hours and the chipping disc rather than the blades alone. There is an active secondhand market for road-tow chippers through specialist arboriculture and groundcare dealers and general machinery marketplaces, and buying a used machine is a common, well-established route into the trade.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
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For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat horticulture & forestry assets
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Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.