Spread the cost of nursery seeding equipment from £5,000 to £100,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, seed sowers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £100,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £100k
Approval Speed
24–48 hours
Same-day for < £30k
Rates From
5.4% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical seed sower price. Indicative only, not a quote.
Compare seed sower finance rates from 200+ lenders
Check EligibilityOn a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Manual or hand-push precision seed sower | £5,000 – £12,000 | Manual seed sower |
| Semi-automatic tray seeding line | £15,000 – £40,000 | Semi-automatic seeding line |
| Multi-head precision dibber and seeder unit | £30,000 – £70,000 | Dibber and seeder unit |
| Fully automatic vacuum seeder with tray handling | £50,000 – £100,000 | Automatic vacuum seeder |
Ready to compare seed sower finance? 2 minutes, no credit check.
Check EligibilitySeed sowers, from a hand-push precision unit to a fully automatic vacuum seeding line, are plant and machinery and qualify for the Annual Investment Allowance up to £1,000,000 in the year of purchase. As self-contained, moveable production equipment rather than anything fixed to the nursery building, there is no structure-versus-plant split to consider, unlike a glasshouse or polytunnel project.
Seed sowers and seeding lines are bought by propagation nurseries and market gardens producing plug plants and seedlings, either for their own growing programme or for wholesale to other growers. Equipment is usually matched closely to a specific tray or pot format and production schedule, and the upfront cost has to be committed well ahead of the growing season so the line is ready when sowing needs to start. Finance suits this purchase because it lets a nursery time the outlay around its production calendar rather than tying up cash reserves needed for compost, seed stock and seasonal labour. Replacement and upgrade spend is driven mainly by wear on vacuum, dibbing and metering mechanisms under repeated use, and by growers changing tray format or seed type, which often calls for recalibration or new equipment rather than the existing sower simply failing. There is a reasonable secondhand market for continental propagation equipment, in the same way as for potting lines, with UK growers regularly buying well-maintained used units.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
Compare rates from 200+ lenders, takes 2 minutes.
Check EligibilitySee how lenders treat horticulture & forestry assets
Compare rates from 200+ lenders. No credit check.
Check Eligibility →