Spread the cost of a forestry harvester from £40,000 to £250,000+ with flexible finance options. HP, lease, or refinance
Yes, forestry harvesters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £40,000 to £250,000, and most deals are written over 24–60 months with a deposit of around 20–25%. Decisions typically take 5–10 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£40k – £250k
Approval Speed
5–10 working days
Larger machines require full underwriting
Rates From
5.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical forestry harvester price. Indicative only, not a quote.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £150,000: a 10% deposit of £15,000, then 48 monthly payments of £3,164 at 5.9% APR representative (fixed). Total amount payable £166,872, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Used harvester, high hours or older model | £40,000 – £80,000 | Used, high hours |
| Harvester head refurbishment or replacement | £40,000 – £90,000 | Harvester head refurbishment |
| Used mid-size harvester | £80,000 – £150,000 | Used mid-size harvester |
| Used harvester, low hours (under 10,000 hours) | £150,000 – £250,000 | Used, low hours |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Forestry harvesters are plant and machinery and qualify for the Annual Investment Allowance up to £1,000,000 in the year of purchase, whether bought new or used. HP agreements allow capital allowances to be claimed in the normal way, and finance lease payments remain fully deductible against the contracting business's profits.
Forestry harvesters are bought by contractors felling, delimbing and measuring timber under contract to landowners, estates and forestry management companies, usually as the single biggest capital item a contracting business owns. As with a forwarder, a harvester's value tracks its logged hours, on the base carrier's engine and crane and, just as importantly, on the harvester head that does the actual felling and processing, far more closely than its age, so two machines of the same year can carry very different valuations depending on how much timber has gone through the head. Because that hours-based value is harder for a lender to pin down than standard equipment, underwriting a harvester purchase leans heavily on the length and security of the contractor's extraction contract with the landowner or estate, since a dependable multi-year contract is often what really gives a lender confidence in repayment, more than the machine's uncertain future resale value alone. Replacement is driven by hours accumulated on the harvester head and carrier rather than calendar age, and there is a well-established international trade in used harvesters through specialist forestry dealers, which is how many contractors size up their fleet without committing to new machine prices.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.