Spread the cost of a vegetable grading line from £20,000 to £400,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, grading lines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £400,000, and most deals are written over 36–84 months with a deposit of around 15–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£20k – £400k
Approval Speed
3–5 working days
Same-day agreement in principle for < £100k
Rates From
5.4% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical grading line price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £90,000: a 10% deposit of £9,000, then 48 monthly payments of £1,899 at 5.9% APR representative (fixed). Total amount payable £100,152, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Roller table grading line (single product, manual sort) | £20,000 – £50,000 | Roller table line |
| Weight or size grading line with automated sizing | £60,000 – £150,000 | Automated sizing line |
| Optical or colour sorting grading line | £120,000 – £250,000 | Optical sorting line |
| Full packhouse grading and packing line | £200,000 – £400,000 | Full packhouse line |
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Check EligibilityGrading and sorting lines, rollers, sizers, weighers and optical sorting equipment, are plant and machinery and qualify for the Annual Investment Allowance up to £1,000,000 in the year of purchase. This applies to the line itself even where it is installed inside a purpose-built packhouse building; if the project also includes building works to house the line, ask your accountant to separate the equipment from any structural spend on the contractor's invoice.
Grading lines are bought by vegetable growers running their own packhouse and by dedicated grading and packing contractors handling produce for several growers. A line is specified closely around a particular crop, potatoes, onions, carrots or brassicas typically need different handling, and around the size bands and defect tolerances a buyer requires, which makes it one of the largest single equipment purchases a packhouse makes. Finance suits this purchase because the line needs to be commissioned and running ahead of harvest, and spreading the cost keeps working capital available for the harvest and storage operation the grading line supports. Replacement and upgrade spend is driven mainly by mechanical wear on rollers and belts from continuous throughput, and by buyer specifications evolving, which can call for recalibrated sizing or added sorting technology rather than the whole line failing. There is an established trade in used grading equipment among UK growers, with specialist dealers regularly reselling well-maintained lines as operations upgrade to newer sizing or sorting technology.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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Check EligibilityCompare rates from 200+ lenders. No credit check.
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