Spread the cost of a vegetable harvester from £40,000 to £350,000+ with flexible finance options. HP, lease, or refinance
Yes, vegetable harvesters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £40,000 to £350,000, and most deals are written over 36–84 months with a deposit of around 15–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£40k – £350k
Approval Speed
3–5 working days
Same-day agreement in principle for < £100k
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical vegetable harvester price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £120,000: a 10% deposit of £12,000, then 48 monthly payments of £2,531 at 5.9% APR representative (fixed). Total amount payable £133,488, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Trailed single-row vegetable harvester (carrot or onion) | £40,000 – £90,000 | Trailed single-row harvester |
| Onion or root vegetable topper and harvester combo | £60,000 – £130,000 | Topper and harvester combo |
| Brassica harvester (cabbage, broccoli or cauliflower) | £100,000 – £220,000 | Brassica harvester |
| Self-propelled multi-row vegetable harvester | £150,000 – £280,000 | Self-propelled harvester |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Vegetable harvesters are plant and machinery and qualify for the Annual Investment Allowance up to £1,000,000 in the year of purchase, whether bought new or used. HP agreements allow capital allowances to be claimed in the normal way, and finance lease payments remain fully deductible against farming profits.
Vegetable harvesters are bought by field vegetable growers and by harvesting contractors working across several growers' land, and a machine is usually chosen to match a specific crop, carrot, onion, brassica or other root and salad crops each need different lifting, cutting or topping mechanisms. Because the machine is used intensively for a short harvest window each year and represents a large share of a grower's annual capital spend, finance is the standard route, letting the cost be spread rather than drawn entirely from the same season's cash flow. Replacement is driven mainly by wear on cutting, lifting and conveying mechanisms from intensive seasonal use, and by the need for enough harvesting capacity to get a crop off the ground within a tight weather and quality window, rather than by the machine's calendar age alone. There is an established used market for vegetable harvesters through specialist agricultural machinery dealers, and well-maintained used machines are a common route into harvesting capacity for smaller growers and contractors.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
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For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat horticulture & forestry assets
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Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.