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Slurry Separator Finance

Spread the cost of a slurry separator from £15,000 to £120,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a slurry separator?

Yes, slurry separators are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £120,000, and most deals are written over 24–84 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£15k – £120k

Approval Speed

3–5 working days

Seasonal payments available

Rates From

4.5% APR

What would a slurry separator cost per month?

£40,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical slurry separator price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
24–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Dairy and livestock units wanting to own the equipment outright

Finance Lease

Rate
From 4.5% APR
Term
24–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep separation technology current without capital outlay

Representative example

On a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Screw Press Slurry Separator (small herd class) £15,000 – £30,000 Screw Press Separator
Screw Press Slurry Separator (mid-scale herd class) £25,000 – £50,000 Screw Press Separator
Centrifuge Slurry Separator (high-throughput class) £50,000 – £90,000 Centrifuge Separator
Complete Separation and Storage System (estate-scale class) £70,000 – £120,000 Separation System

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Tax benefits

Slurry separators are freestanding plant and generally qualify for the Annual Investment Allowance (AIA), letting a farmer deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, subject to the normal AIA rules. HP gives access to capital allowances directly; lease payments are normally deductible from farming profits. Where a separator is installed as part of a new slurry store or handling building, some elements of the installation may be treated as part of the building rather than as plant, an accountant should confirm the correct treatment before purchase.

Market context

Slurry separators are bought by dairy, beef and pig producers looking to manage slurry storage capacity and to produce a drier solid fraction that is easier and cheaper to spread or transport than raw slurry. Investment is often driven by storage capacity pressure, particularly where a farm's existing slurry store is close to its practical limit, rather than by a fixed replacement age for the separator itself. Because slurry handling rules affect how much storage a farm is required to hold, a separator is frequently financed alongside wider slurry infrastructure such as covered storage or an automatic scraper system rather than bought as a standalone item. Replacement is generally driven by throughput requirements and wear on the screw or centrifuge mechanism rather than a fixed age, and farm income is seasonal, so finance for this equipment is commonly timed around the housed period or linked to milk and livestock sales.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is a separator financed alongside storage or a scraper system?
Often, yes. Because slurry handling rules affect how much storage a farm is required to hold, a separator is frequently financed alongside wider infrastructure such as covered storage or an automatic scraper system rather than bought as a standalone item, particularly where investment is driven by existing storage capacity pressure. Lenders are generally comfortable financing a separator and related infrastructure together on one agreement, provided the supplier's quote sets out each element clearly, though where a separator is installed as part of new building works, an accountant should confirm the correct tax treatment before purchase.
What deposit do I need for slurry separator finance?
Hire purchase typically asks for a deposit of around 10 to 20% of the equipment's cost, with the balance spread over the agreed term and ownership passing to you at the end. A finance lease or operating lease usually needs no deposit, since the lender's security is the equipment itself, which some dairy, beef and pig producers prefer to keep cash free during the housed period when other costs are higher. The deposit level also depends on whether the separator is financed alone or alongside wider storage infrastructure.
Are seasonal payment plans available?
Yes. Farm income is seasonal, so finance for a slurry separator is commonly timed around the housed period or linked to milk and livestock sales rather than spread evenly across the year, particularly for dairy and pig producers whose slurry volumes and cash flow both follow a similar seasonal pattern. It is worth raising this with your broker at the application stage, since structuring repayments to match income is usually easier to arrange upfront than to renegotiate once the agreement is running.
Can I finance a complete separation and storage system together?
Yes. A separator, covered storage and an automatic scraper system can generally be financed together on one agreement, which suits farms addressing storage capacity pressure as a single project rather than piecemeal over several years. Financing the whole system as one facility is usually simpler than raising separate agreements for each element, since the lender assesses one specification and one installation schedule. It's worth checking with your accountant which elements of any new building work are treated as plant rather than part of the structure before you finance them.
Can I finance a used slurry separator?
Yes, used slurry separators can be financed, though lenders will want to see the age and condition of the screw or centrifuge mechanism specifically, since this is the component most exposed to wear from throughput and drives most replacement decisions. A separator sold through a specialist agricultural equipment dealer with a service history is generally easier to finance than a private sale with none. This can be a practical way to add separation capacity without the full cost of new equipment.
Is installation of a separator included in the finance?
Most lenders will finance the full cost of a separator project, including delivery and the plumbing and electrical work needed to commission it, provided the supplier's quote sets these costs out clearly. Where the separator forms part of new building works, such as a purpose-built housing for the unit, some of that construction cost may be treated differently for tax purposes than the separator itself, so it is worth confirming with your accountant which elements are financed as plant before the works begin.

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