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Cattle Crush Finance

Spread the cost of a cattle crush from £600 to £12,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a cattle crush?

Yes, cattle crushs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £600 to £12,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£600 – £12k

Approval Speed

24–48 hours

Seasonal payments available

Rates From

4.5% APR

What would a cattle crush cost per month?

£4,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cattle crush price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Farmers wanting to own handling equipment outright

Finance Lease

Rate
From 4.5% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Contractors wanting a fresh crush without tying up capital

Representative example

On a purchase price of £4,000: a 10% deposit of £400, then 48 monthly payments of £84 at 5.9% APR representative (fixed). Total amount payable £4,432, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
IAE Extra Large Weighing Cattle Crush (with wheel kit) £5,495 – £6,594 (+VAT to inc. VAT) Weighing Crush
Ritchie Cattle Crush Weigh Platform (add-on) £595 – £714 (+VAT to inc. VAT) Weigh Platform
Standard Manual Head Yoke Crush (galvanised steel class) £1,200 – £2,800 Manual Crush
Mobile Cattle Handling System (crush, race and forcing pen class) £6,000 – £12,000 Handling System

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Tax benefits

Cattle crushes and handling systems are moveable plant and generally qualify for the Annual Investment Allowance (AIA), letting a farmer deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, subject to the normal AIA rules. HP gives access to capital allowances directly; lease payments are normally deductible from farming profits. Because a crush is a freestanding, galvanised steel unit that can be towed or moved between yards, it is treated in the same way as other farm handling equipment rather than as a fixture, even where it stays in one yard for years at a time.

Market context

Cattle crushes are bought across the full range of UK cattle enterprises, from a smallholder handling a handful of store cattle to a large beef or dairy unit running a full handling system for TB testing, weighing and routine treatments. Because handling equipment is used relatively infrequently compared with daily-use machinery, many farms buy a single well-specified crush and expect it to last for decades, which supports a strong domestic used market backed by manufacturers such as IAE and Ritchie. Purchase timing often follows a change in herd size, a new TB testing requirement, or a farm assurance scheme condition rather than a fixed replacement cycle. Farm income is seasonal, so finance for handling equipment is often structured around calving, sale or TB testing dates rather than spread evenly across the year.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance used cattle crushes?
Yes. Most lenders finance used cattle crushes, and IAE and Ritchie units in particular hold their value well because they are galvanised and built for a long working life. An independent valuation is usually required for older or heavily used equipment, and a crush with a weighing platform fitted is generally easier to finance because the weighing mechanism gives a clear indication of overall condition.
What deposit do I need for cattle crush finance?
For hire purchase, most lenders ask for a 10-20% deposit. Finance leases and operating leases often require no deposit, which suits a farm needing a crush urgently ahead of a TB test or a farm assurance inspection. A larger deposit reduces the monthly payment, though given how affordable most cattle crushes are relative to other farm equipment, some buyers choose to pay in full outright rather than finance at all, particularly smallholders handling only a small number of animals through the year.
Can I finance a weighing crush and a separate handling system together?
Yes. Many lenders offer package finance covering a crush with an integrated or add-on weigh platform alongside a race and forcing pen, financed under a single agreement rather than bought piece by piece. This is a common way to build a complete handling system in one purchase rather than several smaller ones, and it usually means a single deposit and one repayment schedule to track rather than separate facilities for the crush, race and forcing pen running to different renewal dates. Farms setting up a new handling yard from scratch, rather than replacing a single item, are the most common users of this type of package finance.
Are seasonal payment plans available for a cattle crush?
Yes. Agricultural lenders commonly offer seasonal payment profiles aligned to farming income, with lower payments over winter and a heavier payment scheduled after calving, a sale, or TB testing season, rather than an even monthly spread. This suits a cattle crush well, since handling equipment is used relatively infrequently compared with daily-use machinery, and farm income itself tends to arrive in concentrated periods around calving, sales or testing rather than evenly through the year. A lender familiar with your specific enterprise, whether beef, dairy or a mixed system, can usually tailor the profile to your calendar rather than applying a generic seasonal template.
What happens at the end of a cattle crush finance agreement?
Hire purchase transfers full ownership of the crush once the agreement is paid off, which suits most farms since handling equipment is typically bought once and used for decades. A finance lease usually offers a balloon payment to take ownership, continued rental, or handover to the funder, while an operating lease is return-only, which suits a contractor wanting a fresh crush periodically without tying up capital in equipment it only uses occasionally across multiple farms rather than daily on a single holding.
Can a new or first-time livestock keeper finance a cattle crush?
Yes, though a smallholder or new entrant without an established farming trading history will usually be asked for a personal guarantee, a higher deposit, or evidence of the land and stock numbers the crush will be used for. Given how affordable most cattle crushes are, many first-time buyers choose to pay outright rather than go through a full finance application, but for a larger handling system with a weigh platform and race, finance remains available even to a business only recently set up.

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