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Pig Feeding System Finance

Spread the cost of a pig feeding system from £8,000 to £140,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a pig feeding system?

Yes, pig feeding systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £140,000, and most deals are written over 24–84 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£8k – £140k

Approval Speed

3–5 working days

Seasonal payments available

Rates From

4.5% APR

What would a pig feeding system cost per month?

£35,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical pig feeding system price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
24–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Producers wanting to own the system outright

Finance Lease

Rate
From 4.5% APR
Term
24–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep feeding technology current without capital outlay

Representative example

On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Dry Feed Hopper System (single building class) £8,000 – £20,000 Dry Feed System
Liquid/Wet Feeding System (single building class) £20,000 – £45,000 Liquid Feeding System
Automated Sow Feeding Station (electronic sow feeding class) £30,000 – £70,000 Electronic Sow Feeding
Multi-Building Feed System (estate-scale class) £60,000 – £140,000 Multi-Building System

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Tax benefits

Pig feeding systems generally qualify for the Annual Investment Allowance (AIA), letting a producer deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, subject to the normal AIA rules. Where a feeding system is installed as part of a new or rebuilt pig building, some elements may be treated as part of the building rather than as freestanding plant, which changes the allowances position, an accountant should confirm the correct treatment before purchase. HP gives access to capital allowances directly; lease payments are normally deductible from farming profits.

Market context

Pig feeding systems are bought by indoor and outdoor pig producers, many supplying finished pigs under contract to a processor whose feed conversion and welfare specifications the feeding system needs to support. Feeding equipment is usually designed and installed alongside the building itself, since hopper, pipework and station layout follow the shed's pen structure rather than being fitted independently. Because pig income is tied to batch sales rather than a single annual harvest, payment profiles are often built around finishing cycles instead of a fixed seasonal pattern, though a mixed arable and livestock farm may still ask for a payment structure matched to its wider cash flow. Replacement is generally driven by feed conversion performance and by wear on augers, valves and feed stations rather than a fixed age, and a limited used market exists for equipment removed during a building upgrade.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is the feeding system financed alongside the building?
Often, yes, since hopper and pipework layout are designed to match the specific building and pen structure. Many producers finance the feeding system as part of a wider new-build or refurbishment package, though a like-for-like feeder replacement in an existing building can also be financed as a standalone item. This is usually more straightforward to administer than arranging several separate agreements, and a broker can advise on the best way to structure a larger combined order.
Does my processor contract affect the finance I can get?
It can help. A lender assessing a feeding system application will often look at the producer's supply contract with a processor alongside the farm's trading history, since that contract underpins the throughput the system is expected to support. A longer-term contract generally strengthens the investment case. A lender will generally want sight of the relevant licence or contract early in the process, so having it ready alongside your accounts helps keep the application moving quickly.
What deposit do I need?
For hire purchase, most lenders ask for a 10-20% deposit. Finance leases and operating leases often require no deposit, which helps a producer upgrading equipment between finishing cycles without tying up working capital. A larger deposit reduces the monthly payment across the term. It's worth discussing your preferred deposit level with a broker before applying, since the right figure depends on your own cash flow and how quickly you want the remaining balance cleared.
Can I finance electronic sow feeding stations alongside a hopper system?
Yes. Many lenders offer package finance covering different feeding technologies within the same building, such as electronic sow feeding stations for the breeding herd alongside a conventional hopper system for growers, financed under a single agreement rather than arranged separately. Funds can typically be drawn down in stages as each part of the order is delivered, which suits a project completed over several weeks rather than in one single delivery.

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