Spread the cost of a canine or equine hydrotherapy pool or treadmill from £15,000 to £80,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, animal hydrotherapy pools are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £80,000, and most deals are written over 36–84 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £80k
Approval Speed
3–5 working days
Longer where new-build work is involved
Rates From
8.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical animal hydrotherapy pool price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Underwater Treadmill Unit | £15,000 – £35,000 | Canine Underwater Treadmill (specification class) |
| In-Ground Canine Hydrotherapy Pool | £30,000 – £70,000 | In-Ground Pool Installation (specification class) |
| Portable/Above-Ground Hydrotherapy Pool | £12,000 – £25,000 | Above-Ground Pool Unit (specification class) |
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Check EligibilityHydrotherapy pools and treadmills usually qualify for Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to £1,000,000. Where a pool is built into the ground as part of a new building, part of the cost, particularly groundworks and the pool structure itself, may be treated as a fixture forming part of the property rather than moveable plant, which changes how allowances are claimed. It's worth getting the finance and tax treatment agreed together with an accountant before the build starts, since the split between fixture and equipment affects both.
Hydrotherapy pools and underwater treadmills are bought mainly by dedicated canine hydrotherapy centres, veterinary physiotherapy practices and, less commonly, larger veterinary hospitals adding a rehabilitation service. Finance is used because a pool installation combines a specialist piece of equipment with significant building work, plumbing, filtration and often a new structure to house it, and few small rehabilitation businesses have that much capital available before the service has started generating income. Replacement is driven mainly by wear on filtration and heating systems and by clinics wanting to add a treadmill alongside an existing pool to treat a wider range of cases, rather than the core structure failing. The secondhand market is small and mostly limited to freestanding above-ground pools and treadmill units, since in-ground pools are effectively part of the building they're installed in.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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