Lendus.

Horse Walker Finance

Spread the cost of a horse walker from £6,000 to £30,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a horse walker?

Yes, horse walkers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £6,000 to £30,000, and most deals are written over 36–72 months with a deposit of around 15–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£6k – £30k

Approval Speed

24–48 hours

Same-day for < £15k

Rates From

7.0% APR

What would a horse walker cost per month?

£15,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical horse walker price. Indicative only, not a quote.

Compare horse walker finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 7.5% APR
Term
36–72 months
Deposit
15–20%
Ownership
Yours at the end
Best for
Livery yards and equestrian centres wanting to own the walker outright

Finance Lease

Rate
From 7.0% APR
Term
36–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
New yards keeping cash for arena, stabling and other infrastructure

Operating Lease

Rate
From 8.0% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Larger centres wanting to expand walker capacity as livery numbers grow

Representative example

On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Molenkoning 4-horse walker (price not published; confirm with Cheval Liberté, the UK distributor) £8,000 – £16,000 (specification class estimate) 4-Horse Walker
Molenkoning 6-horse walker (price not published; confirm with Cheval Liberté) £14,000 – £24,000 (specification class estimate) 6-Horse Walker
Priefert horse walker (price not independently verified for UK market) £10,000 – £20,000 (specification class estimate) Multi-Horse Walker
Compact 2-horse or single-bay walker (specification class) £6,000 – £10,000 Compact Walker

Ready to compare horse walker finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

A horse walker is generally installed on a concrete base with surrounding fencing, and while the walker mechanism itself is normally treated as plant qualifying for the Annual Investment Allowance up to the prevailing limit, the base, groundworks and fencing around it are more likely to be treated as land-related expenditure than moveable plant. Get your accountant to confirm the split between the walker equipment and the surrounding groundworks before finalising the finance, since this affects how much of the total project cost qualifies for which allowance.

Market context

Horse walkers are bought by livery yards, riding schools, competition and breeding yards, and private owners with several horses, generally once the number of horses on a site makes manual exercising impractical for the available staff. Because a walker needs a level concrete base and surrounding fencing as well as the mechanism itself, most buyers finance the whole installed project rather than the walker equipment on its own, and groundworks can be a significant part of the total cost. Replacement is generally driven by a yard's horse numbers outgrowing the capacity of an existing walker, or the drive mechanism reaching the end of its working life after years of daily use, and a reasonable used market exists for well-known brands, supporting asset-backed finance for smaller yards.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Does groundwork for the base and fencing get included in the finance?
Often yes, if the groundworks, base and fencing are itemised on the same supplier invoice as the walker mechanism, many lenders will include them in the finance amount. Where a separate contractor does the concrete base and fencing work, it may need to be financed or paid for separately, so it's worth getting one combined quote where possible if you want everything on a single agreement.
How many horses should a walker take for a livery yard?
This is a business planning question rather than a finance one, but it directly affects which size and price of walker you should be financing. Yards typically choose a walker size based on current horse numbers plus some room for growth, since moving up to a larger walker later means a second installation project rather than a simple upgrade.
What deposit is typical for a horse walker?
Hire purchase deposits typically run 15% to 20%. A larger deposit reduces the monthly payment and can help a newer yard or livery business without a long trading history get approved, since a personal guarantee alongside a solid deposit is common for smaller equestrian businesses.
Can I finance a used horse walker?
Yes, established brands hold their value reasonably well and used walkers are commonly financed, particularly when a yard is upgrading to a larger model and selling on its existing one. Lenders will usually want to know the age and condition of the drive mechanism and motor, and may ask about the base and fencing being reinstalled at the new site if the walker is being relocated.

Related equipment finance

More poultry & livestock finance

See how lenders treat poultry & livestock assets

Guides and resources

Ready to finance your horse walker?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check