Spread the cost of cattery pod and unit fit-outs from £3,000 to £50,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, cattery equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £50,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £50k
Approval Speed
24–48 hours
Same-day for pods under £10k
Rates From
7.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical cattery equipment price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single Cattery Pod with Run | £1,200 – £3,000 | Modular Cattery Unit (specification class) |
| Multi-Cat Boarding Block, 8–12 pods | £12,000 – £35,000 | Complete Cattery Fit-Out (specification class) |
| Insulated Cattery House with Heating | £4,000 – £10,000 | Insulated Cattery Unit (specification class) |
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Check EligibilityCattery equipment usually qualifies for Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to £1,000,000. HP agreements allow capital allowances to be claimed by the business making the payments. Lease payments are generally deductible against profits as a business expense rather than qualifying for AIA directly.
Cattery equipment is bought mostly by small, owner-run boarding businesses, often people converting part of a smallholding or garden plot into a licensed boarding facility, along with a smaller number of rescue charities and veterinary practices offering cat accommodation. Finance is used because even a modest cattery, a handful of pods with runs, insulation and secure fencing, represents a meaningful cost relative to the size of the business, and spreading it protects the working capital needed to cover the licensing and inspection process before any bookings come in. Replacement is driven more by expansion than wear, since composite pods are built for outdoor use and last well; growth tends to come from adding pods rather than replacing them. Secondhand pods do circulate between small operators, though buyers should check a used pod still meets current local authority licensing standards before relying on it.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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