Spread the cost of thermal cyclers and real-time qPCR machines from £3,000 to £45,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, pcr machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £45,000, and most deals are written over 12–60 months with a deposit of around 10–15%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £45k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical pcr machine price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Standard Thermal Cycler, 48–96 Well (spec class) | £3,000 – £7,000 | Standard Thermal Cycler |
| Gradient Thermal Cycler, 96-Well (spec class) | £6,000 – £12,000 | Gradient Thermal Cycler |
| Real-Time qPCR System, Single-Colour (spec class) | £12,000 – £25,000 | Real-Time qPCR System |
| Multiplex Real-Time qPCR System (spec class) | £25,000 – £45,000 | Multiplex Real-Time qPCR System |
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Check EligibilityPCR machines qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in year one, up to £1,000,000. For HP agreements, you claim capital allowances on the instrument. For leases, you typically deduct the full lease payment from profits.
PCR machines and real-time qPCR systems are bought by diagnostic labs, food and environmental testing services, forensic labs, university research groups and contract research organisations to amplify and quantify DNA or RNA, and demand for capacity has stayed high since molecular diagnostics became routine across clinical and food safety testing. Contract research, food testing and university spinout buyers are frequently funded by client contracts or grant cycles rather than steady trading, and lenders match finance terms to that funding pattern, particularly for a lab's first real-time system. Reaction plates, master mixes, primers and probes are recurring per-test consumable costs that, for a busy diagnostic lab, add up to considerably more than the instrument's purchase price over its working life. A specialist refurbished market for thermal cyclers and qPCR systems gives smaller labs a realistic entry point into molecular testing.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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