Spread the cost of UV-Vis and spectrophotometers from £3,000 to £60,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, spectrophotometers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £60,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £60k
Approval Speed
24 hours
Same-day for < £25k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical spectrophotometer price. Indicative only, not a quote.
Compare spectrophotometer finance rates from 200+ lenders
Check EligibilityOn a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Benchtop Single-Beam UV-Vis Spectrophotometer (spec class) | £3,000 – £8,000 | Single-Beam UV-Vis Spectrophotometer |
| Agilent/Shimadzu-class Double-Beam UV-Vis (spec class) | £8,000 – £20,000 | Double-Beam UV-Vis Spectrophotometer |
| FTIR Spectrophotometer, Bench Model (spec class) | £20,000 – £45,000 | FTIR Spectrophotometer |
| Microplate Reader with UV-Vis Module (spec class) | £15,000 – £60,000 | Microplate Spectrophotometric Reader |
Ready to compare spectrophotometer finance? 2 minutes, no credit check.
Check EligibilitySpectrophotometers qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in year one, up to £1,000,000. For HP agreements, you claim capital allowances on the instrument. For leases, you typically deduct the full lease payment from profits.
Spectrophotometers are bought by university teaching and research labs, food and beverage QC labs, environmental testing services and biotech and contract research businesses, and are often one of the first analytical instruments a new lab acquires because of their broad range of applications. Contract research and university spinout buyers frequently work to grant or contract-funded budgets, and lenders take this into account when setting a finance term, matching it more closely to funding cycles than the instrument's full technical life for smaller, newer businesses. Because a basic UV-Vis unit is relatively low cost, service contracts and consumables such as cuvettes and lamps rarely exceed the purchase price the way they do for higher-value analytical instruments, though this changes for FTIR and microplate systems used more intensively. A healthy secondhand and refurbished market means older spectrophotometers hold reasonable value if properly calibrated and serviced.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
Compare rates from 200+ lenders, takes 2 minutes.
Check EligibilityCompare rates from 200+ lenders. No credit check.
Check Eligibility →