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CMM Machine Finance

Spread the cost of coordinate measuring machines from £20,000 to £300,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a cmm machine?

Yes, cmm machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £300,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–72 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£20k – £300k

Approval Speed

24–72 hours

Same-day for < £75k

Rates From

4.5% APR

What would a cmm machine cost per month?

£100,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cmm machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Manufacturers wanting to own the CMM outright

Finance Lease

Rate
From 4.5% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Labs wanting the latest sensor technology as it develops

Representative example

On a purchase price of £100,000: a 10% deposit of £10,000, then 48 monthly payments of £2,110 at 5.9% APR representative (fixed). Total amount payable £111,280, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Portable measuring arm CMM (specification class) £25,000 – £55,000 Portable Measuring Arm CMM
Shop-floor CMM, gantry mount (specification class) £60,000 – £120,000 Shop-Floor CMM
Hexagon Global S Series £90,000 – £180,000 Bridge CMM (mid-size)
Zeiss O-INSPECT 442 £120,000 – £220,000 Multisensor CMM (optical + tactile)

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Tax benefits

CMMs generally qualify for the Annual Investment Allowance, so the cost can typically be set against taxable profits in the year of purchase. A CMM sitting on its own base, whether a bridge machine, shop-floor gantry or portable arm, is treated as moveable plant for capital allowance purposes, distinct from any dedicated temperature-controlled room built around it, which may be treated differently.

Market context

CMMs are bought by precision engineers, aerospace and automotive suppliers, and accredited inspection labs verifying that a machined or moulded component meets its drawing tolerance. Accreditation to a recognised standard is what makes an inspection report commercially accepted by a customer, and a CMM is often purchased specifically to maintain or extend the scope a lab is accredited for, whether that means a larger measuring volume, tighter accuracy, or the addition of optical sensing alongside a tactile probe. A portable arm suits inspection on or near the shop floor where a component cannot easily be brought to a fixed machine, while a bridge or gantry CMM in a controlled environment offers the higher repeatability needed for certified reporting on tight-tolerance work. Replacement is generally driven by a customer's drawing tolerance tightening beyond the existing machine's accuracy, or a need to add optical or laser scanning capability, and a working used market exists for bridge CMMs from established manufacturers.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What is the difference between a portable arm, shop-floor and bridge CMM?
A portable arm CMM is the most flexible and least expensive option, suited to inspecting components on or near the production line. A shop-floor CMM offers higher accuracy in a factory environment without needing a dedicated room. A bridge CMM in a controlled, temperature-stable room delivers the highest repeatability and is typically what accredited labs use for certified tight-tolerance reporting.
Why would I buy a CMM to extend my accreditation scope?
An inspection lab's accreditation is scoped to specific measurement capabilities, and adding a new capability, such as optical scanning alongside tactile probing, or a larger measuring volume, usually requires equipment that meets the relevant accreditation criteria. Buying with that scope extension in mind is a common driver for CMM investment among accredited labs. Financing the equipment rather than paying upfront also means the scope extension can go ahead as soon as a contract calling for it appears, rather than waiting to build up cash reserves first.
Can I finance a used CMM?
Yes, a working used market exists for bridge CMMs from established manufacturers, and this is a common route into CMM inspection for growing engineering businesses. Lenders will usually want a recent calibration certificate and, where accreditation depends on the machine, confirmation it still meets the required standard. A clear paper trail matters more than age alone, so gather whatever records the previous owner can provide before applying.
What deposit do I need for CMM finance?
Hire purchase typically asks for a 10-20% deposit, while finance leases are often available with no deposit at all. Portable arm CMMs are generally the most straightforward to approve with minimal deposit, while bridge and multisensor machines may need a larger deposit given the higher equipment cost. Repeat customers financing a second or subsequent piece of equipment with the same lender often find deposit requirements ease over time as a trading relationship builds.

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