Spread the cost of mass spectrometers from £60,000 to £450,000+ with flexible finance options. HP, lease, or refinance
Yes, mass spectrometers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £60,000 to £450,000, and most deals are written over 24–84 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£60k – £450k
Approval Speed
3–5 working days
Same-day agreement in principle for < £100k
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical mass spectrometer price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £150,000: a 10% deposit of £15,000, then 48 monthly payments of £3,164 at 5.9% APR representative (fixed). Total amount payable £166,872, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Agilent/Thermo-class Single Quadrupole GC-MS (spec class) | £60,000 – £110,000 | Single Quadrupole GC-MS |
| Shimadzu/Agilent-class Triple Quadrupole LC-MS/MS (spec class) | £150,000 – £280,000 | Triple Quadrupole LC-MS/MS |
| Bruker-class Time-of-Flight (QTOF) Mass Spectrometer (spec class) | £200,000 – £400,000 | QTOF Mass Spectrometer |
| Refurbished Certified Pre-Owned LC-MS System (spec class) | £45,000 – £90,000 | Refurbished LC-MS System |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Mass spectrometers qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in year one, up to £1,000,000. For HP agreements, you claim capital allowances on the instrument. For leases, you typically deduct the full lease payment from profits.
Mass spectrometers are bought by contract research organisations, pharmaceutical and biotech companies, food and environmental testing labs, forensic science providers and university spinouts, often as the single most expensive instrument on a lab's asset register. A large share of buyers, particularly contract research, food testing and university spinout businesses, earn income from grants or fixed-term contracts rather than open-ended trading, so lenders look closely at contract length and renewal history when matching a finance term to the instrument's working life. Service contracts, columns, consumables and calibration standards commonly cost more over the instrument's life than the purchase price itself, and lenders factor ongoing running costs into affordability assessments. A well-established specialist reseller market for certified pre-owned and refurbished mass spectrometers gives buyers a genuine lower-cost entry point and supports refinancing of existing instruments.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.