Spread the cost of CO2 and multigas laboratory incubators from £2,000 to £25,000+ with flexible finance options. HP, lease, or refinance
Yes, laboratory incubators are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £25,000, and most deals are written over 12–48 months with a deposit of around 10–15%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £25k
Approval Speed
24 hours
Same-day for < £15k
Rates From
4.2% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical laboratory incubator price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £8,000: a 10% deposit of £800, then 48 monthly payments of £169 at 5.9% APR representative (fixed). Total amount payable £8,912, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Standard Bench CO2 Incubator, 50–80L (spec class) | £2,000 – £5,000 | Standard CO2 Incubator |
| Eppendorf/Binder-class CO2 Incubator, 150–190L (spec class) | £5,000 – £11,000 | Mid-Capacity CO2 Incubator |
| Tri-Gas (CO2/O2) Incubator (spec class) | £8,000 – £16,000 | Tri-Gas Incubator |
| Sartorius-class Incubator FlowBox (spec class) | £12,000 – £25,000 | Combined Incubator and Laminar Flow Cabinet |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Laboratory incubators qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in year one, up to £1,000,000. For HP agreements, you claim capital allowances on the incubator. For leases, you typically deduct the full lease payment from profits.
Laboratory incubators are bought by cell culture and biotech labs, university research departments, contract research organisations and hospital pathology labs to maintain stable temperature, CO2 and humidity conditions for cell and tissue culture work. Contract research and university spinout buyers often work to grant or client-contract funding, and lenders take the length and stability of that funding into account when setting terms, particularly for a lab's first significant equipment purchase. Because incubators run continuously and cell culture failures are costly, service and calibration contracts are common and add meaningfully to running costs over the unit's working life, even though the incubator itself is a relatively low-cost instrument. A steady secondhand and refurbished market exists, though buyers should check chamber sterilisation history and sensor calibration carefully before financing a used unit.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat laboratory assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.